LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,206
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,163
−HK$4,020/mo
Today · 4.125%
HK$135,183
baseline
▲ 0.50% · 4.625%
HK$143,409
+HK$8,226/mo
Deposit HK$27.89M · loan HK$27.89M · min. income ≈ HK$270,366/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,370,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,515
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$145,311
−HK$3,850/mo
Today · 4.125%
HK$149,161
baseline
▲ 0.50% · 4.625%
HK$157,024
+HK$7,863/mo
Deposit HK$27.89M · loan HK$27.89M · min. income ≈ HK$298,322/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,370,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,647
−HK$9,573/mo
▼ 0.25% · 3.875%
HK$157,395
−HK$4,825/mo
Today · 4.125%
HK$162,220
baseline
▲ 0.50% · 4.625%
HK$172,090
+HK$9,870/mo
Deposit HK$22.31M · loan HK$33.47M · min. income ≈ HK$324,440/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,370,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,819
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$174,373
−HK$4,620/mo
Today · 4.125%
HK$178,993
baseline
▲ 0.50% · 4.625%
HK$188,428
+HK$9,435/mo
Deposit HK$22.31M · loan HK$33.47M · min. income ≈ HK$357,986/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,370,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,088
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$183,628
−HK$5,628/mo
Today · 4.125%
HK$189,256
baseline
▲ 0.50% · 4.625%
HK$200,772
+HK$11,516/mo
Deposit HK$16.74M · loan HK$39.05M · min. income ≈ HK$378,512/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,370,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,122
−HK$10,704/mo
▼ 0.25% · 3.875%
HK$203,435
−HK$5,391/mo
Today · 4.125%
HK$208,826
baseline
▲ 0.50% · 4.625%
HK$219,833
+HK$11,007/mo
Deposit HK$16.74M · loan HK$39.05M · min. income ≈ HK$417,652/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,370,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,971
−HK$14,358/mo
▼ 0.25% · 3.875%
HK$236,093
−HK$7,236/mo
Today · 4.125%
HK$243,329
baseline
▲ 0.50% · 4.625%
HK$258,135
+HK$14,806/mo
Deposit HK$5.58M · loan HK$50.21M · min. income ≈ HK$486,658/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,728
−HK$13,762/mo
▼ 0.25% · 3.875%
HK$261,559
−HK$6,931/mo
Today · 4.125%
HK$268,490
baseline
▲ 0.50% · 4.625%
HK$282,642
+HK$14,152/mo
Deposit HK$5.58M · loan HK$50.21M · min. income ≈ HK$536,980/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,899 · Scale 2, in force from 26 Feb 2026)