LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,209
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,166
−HK$4,020/mo
Today · 4.125%
HK$135,186
baseline
▲ 0.50% · 4.625%
HK$143,412
+HK$8,226/mo
Deposit HK$27.89M · loan HK$27.89M · min. income ≈ HK$270,372/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,370,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,519
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$145,314
−HK$3,851/mo
Today · 4.125%
HK$149,165
baseline
▲ 0.50% · 4.625%
HK$157,027
+HK$7,862/mo
Deposit HK$27.89M · loan HK$27.89M · min. income ≈ HK$298,330/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,370,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,651
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$157,399
−HK$4,824/mo
Today · 4.125%
HK$162,223
baseline
▲ 0.50% · 4.625%
HK$172,094
+HK$9,871/mo
Deposit HK$22.31M · loan HK$33.47M · min. income ≈ HK$324,446/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,370,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,822
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$174,377
−HK$4,620/mo
Today · 4.125%
HK$178,997
baseline
▲ 0.50% · 4.625%
HK$188,433
+HK$9,436/mo
Deposit HK$22.31M · loan HK$33.47M · min. income ≈ HK$357,994/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,370,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,093
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$183,632
−HK$5,629/mo
Today · 4.125%
HK$189,261
baseline
▲ 0.50% · 4.625%
HK$200,777
+HK$11,516/mo
Deposit HK$16.74M · loan HK$39.05M · min. income ≈ HK$378,522/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,370,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,126
−HK$10,704/mo
▼ 0.25% · 3.875%
HK$203,440
−HK$5,390/mo
Today · 4.125%
HK$208,830
baseline
▲ 0.50% · 4.625%
HK$219,838
+HK$11,008/mo
Deposit HK$16.74M · loan HK$39.05M · min. income ≈ HK$417,660/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,370,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,976
−HK$14,359/mo
▼ 0.25% · 3.875%
HK$236,099
−HK$7,236/mo
Today · 4.125%
HK$243,335
baseline
▲ 0.50% · 4.625%
HK$258,141
+HK$14,806/mo
Deposit HK$5.58M · loan HK$50.21M · min. income ≈ HK$486,670/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,734
−HK$13,762/mo
▼ 0.25% · 3.875%
HK$261,565
−HK$6,931/mo
Today · 4.125%
HK$268,496
baseline
▲ 0.50% · 4.625%
HK$282,649
+HK$14,153/mo
Deposit HK$5.58M · loan HK$50.21M · min. income ≈ HK$536,992/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,953 · Scale 2, in force from 26 Feb 2026)