LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,214
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,171
−HK$4,020/mo
Today · 4.125%
HK$135,191
baseline
▲ 0.50% · 4.625%
HK$143,417
+HK$8,226/mo
Deposit HK$27.89M · loan HK$27.89M · min. income ≈ HK$270,382/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,371,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,524
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$145,320
−HK$3,850/mo
Today · 4.125%
HK$149,170
baseline
▲ 0.50% · 4.625%
HK$157,033
+HK$7,863/mo
Deposit HK$27.89M · loan HK$27.89M · min. income ≈ HK$298,340/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,371,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,657
−HK$9,573/mo
▼ 0.25% · 3.875%
HK$157,405
−HK$4,825/mo
Today · 4.125%
HK$162,230
baseline
▲ 0.50% · 4.625%
HK$172,101
+HK$9,871/mo
Deposit HK$22.32M · loan HK$33.47M · min. income ≈ HK$324,460/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,829
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$174,384
−HK$4,620/mo
Today · 4.125%
HK$179,004
baseline
▲ 0.50% · 4.625%
HK$188,440
+HK$9,436/mo
Deposit HK$22.32M · loan HK$33.47M · min. income ≈ HK$358,008/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,099
−HK$11,169/mo
▼ 0.25% · 3.875%
HK$183,639
−HK$5,629/mo
Today · 4.125%
HK$189,268
baseline
▲ 0.50% · 4.625%
HK$200,784
+HK$11,516/mo
Deposit HK$16.74M · loan HK$39.05M · min. income ≈ HK$378,536/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,134
−HK$10,704/mo
▼ 0.25% · 3.875%
HK$203,448
−HK$5,390/mo
Today · 4.125%
HK$208,838
baseline
▲ 0.50% · 4.625%
HK$219,847
+HK$11,009/mo
Deposit HK$16.74M · loan HK$39.05M · min. income ≈ HK$417,676/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,985
−HK$14,359/mo
▼ 0.25% · 3.875%
HK$236,108
−HK$7,236/mo
Today · 4.125%
HK$243,344
baseline
▲ 0.50% · 4.625%
HK$258,151
+HK$14,807/mo
Deposit HK$5.58M · loan HK$50.21M · min. income ≈ HK$486,688/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,744
−HK$13,763/mo
▼ 0.25% · 3.875%
HK$261,576
−HK$6,931/mo
Today · 4.125%
HK$268,507
baseline
▲ 0.50% · 4.625%
HK$282,660
+HK$14,153/mo
Deposit HK$5.58M · loan HK$50.21M · min. income ≈ HK$537,014/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,046 · Scale 2, in force from 26 Feb 2026)