LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,221
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$131,178
−HK$4,021/mo
Today · 4.125%
HK$135,199
baseline
▲ 0.50% · 4.625%
HK$143,425
+HK$8,226/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$270,398/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,371,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,532
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$145,328
−HK$3,851/mo
Today · 4.125%
HK$149,179
baseline
▲ 0.50% · 4.625%
HK$157,042
+HK$7,863/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$298,358/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,371,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,665
−HK$9,574/mo
▼ 0.25% · 3.875%
HK$157,414
−HK$4,825/mo
Today · 4.125%
HK$162,239
baseline
▲ 0.50% · 4.625%
HK$172,110
+HK$9,871/mo
Deposit HK$22.32M · loan HK$33.48M · min. income ≈ HK$324,478/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,838
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$174,393
−HK$4,621/mo
Today · 4.125%
HK$179,014
baseline
▲ 0.50% · 4.625%
HK$188,450
+HK$9,436/mo
Deposit HK$22.32M · loan HK$33.48M · min. income ≈ HK$358,028/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,109
−HK$11,169/mo
▼ 0.25% · 3.875%
HK$183,650
−HK$5,628/mo
Today · 4.125%
HK$189,278
baseline
▲ 0.50% · 4.625%
HK$200,796
+HK$11,518/mo
Deposit HK$16.74M · loan HK$39.05M · min. income ≈ HK$378,556/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,145
−HK$10,705/mo
▼ 0.25% · 3.875%
HK$203,459
−HK$5,391/mo
Today · 4.125%
HK$208,850
baseline
▲ 0.50% · 4.625%
HK$219,859
+HK$11,009/mo
Deposit HK$16.74M · loan HK$39.05M · min. income ≈ HK$417,700/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,998
−HK$14,360/mo
▼ 0.25% · 3.875%
HK$236,121
−HK$7,237/mo
Today · 4.125%
HK$243,358
baseline
▲ 0.50% · 4.625%
HK$258,166
+HK$14,808/mo
Deposit HK$5.58M · loan HK$50.21M · min. income ≈ HK$486,716/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,758
−HK$13,763/mo
▼ 0.25% · 3.875%
HK$261,590
−HK$6,931/mo
Today · 4.125%
HK$268,521
baseline
▲ 0.50% · 4.625%
HK$282,676
+HK$14,155/mo
Deposit HK$5.58M · loan HK$50.21M · min. income ≈ HK$537,042/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,177 · Scale 2, in force from 26 Feb 2026)