LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,234
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$131,191
−HK$4,021/mo
Today · 4.125%
HK$135,212
baseline
▲ 0.50% · 4.625%
HK$143,440
+HK$8,228/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$270,424/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,371,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,546
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$145,342
−HK$3,852/mo
Today · 4.125%
HK$149,194
baseline
▲ 0.50% · 4.625%
HK$157,058
+HK$7,864/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$298,388/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,371,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,680
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$157,430
−HK$4,825/mo
Today · 4.125%
HK$162,255
baseline
▲ 0.50% · 4.625%
HK$172,128
+HK$9,873/mo
Deposit HK$22.32M · loan HK$33.48M · min. income ≈ HK$324,510/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,855
−HK$9,177/mo
▼ 0.25% · 3.875%
HK$174,411
−HK$4,621/mo
Today · 4.125%
HK$179,032
baseline
▲ 0.50% · 4.625%
HK$188,469
+HK$9,437/mo
Deposit HK$22.32M · loan HK$33.48M · min. income ≈ HK$358,064/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,127
−HK$11,170/mo
▼ 0.25% · 3.875%
HK$183,668
−HK$5,629/mo
Today · 4.125%
HK$189,297
baseline
▲ 0.50% · 4.625%
HK$200,816
+HK$11,519/mo
Deposit HK$16.74M · loan HK$39.06M · min. income ≈ HK$378,594/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,165
−HK$10,706/mo
▼ 0.25% · 3.875%
HK$203,479
−HK$5,392/mo
Today · 4.125%
HK$208,871
baseline
▲ 0.50% · 4.625%
HK$219,881
+HK$11,010/mo
Deposit HK$16.74M · loan HK$39.06M · min. income ≈ HK$417,742/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,021
−HK$14,361/mo
▼ 0.25% · 3.875%
HK$236,145
−HK$7,237/mo
Today · 4.125%
HK$243,382
baseline
▲ 0.50% · 4.625%
HK$258,192
+HK$14,810/mo
Deposit HK$5.58M · loan HK$50.22M · min. income ≈ HK$486,764/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,783
−HK$13,765/mo
▼ 0.25% · 3.875%
HK$261,616
−HK$6,932/mo
Today · 4.125%
HK$268,548
baseline
▲ 0.50% · 4.625%
HK$282,704
+HK$14,156/mo
Deposit HK$5.58M · loan HK$50.22M · min. income ≈ HK$537,096/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,415 · Scale 2, in force from 26 Feb 2026)