LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,235
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$131,193
−HK$4,021/mo
Today · 4.125%
HK$135,214
baseline
▲ 0.50% · 4.625%
HK$143,442
+HK$8,228/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$270,428/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,371,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,548
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$145,344
−HK$3,851/mo
Today · 4.125%
HK$149,195
baseline
▲ 0.50% · 4.625%
HK$157,060
+HK$7,865/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$298,390/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,371,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,682
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$157,432
−HK$4,825/mo
Today · 4.125%
HK$162,257
baseline
▲ 0.50% · 4.625%
HK$172,130
+HK$9,873/mo
Deposit HK$22.32M · loan HK$33.48M · min. income ≈ HK$324,514/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,858
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$174,413
−HK$4,621/mo
Today · 4.125%
HK$179,034
baseline
▲ 0.50% · 4.625%
HK$188,472
+HK$9,438/mo
Deposit HK$22.32M · loan HK$33.48M · min. income ≈ HK$358,068/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,129
−HK$11,171/mo
▼ 0.25% · 3.875%
HK$183,670
−HK$5,630/mo
Today · 4.125%
HK$189,300
baseline
▲ 0.50% · 4.625%
HK$200,818
+HK$11,518/mo
Deposit HK$16.74M · loan HK$39.06M · min. income ≈ HK$378,600/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,167
−HK$10,707/mo
▼ 0.25% · 3.875%
HK$203,482
−HK$5,392/mo
Today · 4.125%
HK$208,874
baseline
▲ 0.50% · 4.625%
HK$219,884
+HK$11,010/mo
Deposit HK$16.74M · loan HK$39.06M · min. income ≈ HK$417,748/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,024
−HK$14,361/mo
▼ 0.25% · 3.875%
HK$236,147
−HK$7,238/mo
Today · 4.125%
HK$243,385
baseline
▲ 0.50% · 4.625%
HK$258,195
+HK$14,810/mo
Deposit HK$5.58M · loan HK$50.22M · min. income ≈ HK$486,770/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,786
−HK$13,766/mo
▼ 0.25% · 3.875%
HK$261,620
−HK$6,932/mo
Today · 4.125%
HK$268,552
baseline
▲ 0.50% · 4.625%
HK$282,707
+HK$14,155/mo
Deposit HK$5.58M · loan HK$50.22M · min. income ≈ HK$537,104/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,444 · Scale 2, in force from 26 Feb 2026)