LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,244
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$131,202
−HK$4,022/mo
Today · 4.125%
HK$135,224
baseline
▲ 0.50% · 4.625%
HK$143,452
+HK$8,228/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$270,448/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,371,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,558
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$145,355
−HK$3,851/mo
Today · 4.125%
HK$149,206
baseline
▲ 0.50% · 4.625%
HK$157,071
+HK$7,865/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$298,412/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,371,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,693
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$157,443
−HK$4,825/mo
Today · 4.125%
HK$162,268
baseline
▲ 0.50% · 4.625%
HK$172,142
+HK$9,874/mo
Deposit HK$22.32M · loan HK$33.48M · min. income ≈ HK$324,536/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,870
−HK$9,177/mo
▼ 0.25% · 3.875%
HK$174,426
−HK$4,621/mo
Today · 4.125%
HK$179,047
baseline
▲ 0.50% · 4.625%
HK$188,485
+HK$9,438/mo
Deposit HK$22.32M · loan HK$33.48M · min. income ≈ HK$358,094/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,142
−HK$11,171/mo
▼ 0.25% · 3.875%
HK$183,683
−HK$5,630/mo
Today · 4.125%
HK$189,313
baseline
▲ 0.50% · 4.625%
HK$200,832
+HK$11,519/mo
Deposit HK$16.74M · loan HK$39.06M · min. income ≈ HK$378,626/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,181
−HK$10,707/mo
▼ 0.25% · 3.875%
HK$203,496
−HK$5,392/mo
Today · 4.125%
HK$208,888
baseline
▲ 0.50% · 4.625%
HK$219,899
+HK$11,011/mo
Deposit HK$16.74M · loan HK$39.06M · min. income ≈ HK$417,776/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,040
−HK$14,363/mo
▼ 0.25% · 3.875%
HK$236,164
−HK$7,239/mo
Today · 4.125%
HK$243,403
baseline
▲ 0.50% · 4.625%
HK$258,213
+HK$14,810/mo
Deposit HK$5.58M · loan HK$50.22M · min. income ≈ HK$486,806/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,805
−HK$13,766/mo
▼ 0.25% · 3.875%
HK$261,638
−HK$6,933/mo
Today · 4.125%
HK$268,571
baseline
▲ 0.50% · 4.625%
HK$282,728
+HK$14,157/mo
Deposit HK$5.58M · loan HK$50.22M · min. income ≈ HK$537,142/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,613 · Scale 2, in force from 26 Feb 2026)