LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,255
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$131,213
−HK$4,022/mo
Today · 4.125%
HK$135,235
baseline
▲ 0.50% · 4.625%
HK$143,464
+HK$8,229/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$270,470/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,371,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,570
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$145,367
−HK$3,851/mo
Today · 4.125%
HK$149,218
baseline
▲ 0.50% · 4.625%
HK$157,084
+HK$7,866/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$298,436/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,371,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,706
−HK$9,576/mo
▼ 0.25% · 3.875%
HK$157,456
−HK$4,826/mo
Today · 4.125%
HK$162,282
baseline
▲ 0.50% · 4.625%
HK$172,156
+HK$9,874/mo
Deposit HK$22.32M · loan HK$33.48M · min. income ≈ HK$324,564/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,884
−HK$9,178/mo
▼ 0.25% · 3.875%
HK$174,440
−HK$4,622/mo
Today · 4.125%
HK$179,062
baseline
▲ 0.50% · 4.625%
HK$188,501
+HK$9,439/mo
Deposit HK$22.32M · loan HK$33.48M · min. income ≈ HK$358,124/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$2,371,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,157
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$183,698
−HK$5,631/mo
Today · 4.125%
HK$189,329
baseline
▲ 0.50% · 4.625%
HK$200,849
+HK$11,520/mo
Deposit HK$16.74M · loan HK$39.07M · min. income ≈ HK$378,658/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,198
−HK$10,708/mo
▼ 0.25% · 3.875%
HK$203,513
−HK$5,393/mo
Today · 4.125%
HK$208,906
baseline
▲ 0.50% · 4.625%
HK$219,917
+HK$11,011/mo
Deposit HK$16.74M · loan HK$39.07M · min. income ≈ HK$417,812/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,059
−HK$14,364/mo
▼ 0.25% · 3.875%
HK$236,184
−HK$7,239/mo
Today · 4.125%
HK$243,423
baseline
▲ 0.50% · 4.625%
HK$258,234
+HK$14,811/mo
Deposit HK$5.58M · loan HK$50.23M · min. income ≈ HK$486,846/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,825
−HK$13,768/mo
▼ 0.25% · 3.875%
HK$261,660
−HK$6,933/mo
Today · 4.125%
HK$268,593
baseline
▲ 0.50% · 4.625%
HK$282,751
+HK$14,158/mo
Deposit HK$5.58M · loan HK$50.23M · min. income ≈ HK$537,186/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,808 · Scale 2, in force from 26 Feb 2026)