LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,260
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$131,218
−HK$4,022/mo
Today · 4.125%
HK$135,240
baseline
▲ 0.50% · 4.625%
HK$143,469
+HK$8,229/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$270,480/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,371,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,575
−HK$7,649/mo
▼ 0.25% · 3.875%
HK$145,372
−HK$3,852/mo
Today · 4.125%
HK$149,224
baseline
▲ 0.50% · 4.625%
HK$157,090
+HK$7,866/mo
Deposit HK$27.90M · loan HK$27.90M · min. income ≈ HK$298,448/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,371,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,712
−HK$9,576/mo
▼ 0.25% · 3.875%
HK$157,462
−HK$4,826/mo
Today · 4.125%
HK$162,288
baseline
▲ 0.50% · 4.625%
HK$172,163
+HK$9,875/mo
Deposit HK$22.32M · loan HK$33.49M · min. income ≈ HK$324,576/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$2,371,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,890
−HK$9,179/mo
▼ 0.25% · 3.875%
HK$174,447
−HK$4,622/mo
Today · 4.125%
HK$179,069
baseline
▲ 0.50% · 4.625%
HK$188,508
+HK$9,439/mo
Deposit HK$22.32M · loan HK$33.49M · min. income ≈ HK$358,138/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$2,371,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,164
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$183,706
−HK$5,630/mo
Today · 4.125%
HK$189,336
baseline
▲ 0.50% · 4.625%
HK$200,857
+HK$11,521/mo
Deposit HK$16.74M · loan HK$39.07M · min. income ≈ HK$378,672/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,205
−HK$10,709/mo
▼ 0.25% · 3.875%
HK$203,521
−HK$5,393/mo
Today · 4.125%
HK$208,914
baseline
▲ 0.50% · 4.625%
HK$219,926
+HK$11,012/mo
Deposit HK$16.74M · loan HK$39.07M · min. income ≈ HK$417,828/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,371,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,068
−HK$14,364/mo
▼ 0.25% · 3.875%
HK$236,193
−HK$7,239/mo
Today · 4.125%
HK$243,432
baseline
▲ 0.50% · 4.625%
HK$258,244
+HK$14,812/mo
Deposit HK$5.58M · loan HK$50.23M · min. income ≈ HK$486,864/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,835
−HK$13,768/mo
▼ 0.25% · 3.875%
HK$261,670
−HK$6,933/mo
Today · 4.125%
HK$268,603
baseline
▲ 0.50% · 4.625%
HK$282,762
+HK$14,159/mo
Deposit HK$5.58M · loan HK$50.23M · min. income ≈ HK$537,206/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,371,901 · Scale 2, in force from 26 Feb 2026)