LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,290
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$131,250
−HK$4,023/mo
Today · 4.125%
HK$135,273
baseline
▲ 0.50% · 4.625%
HK$143,504
+HK$8,231/mo
Deposit HK$27.91M · loan HK$27.91M · min. income ≈ HK$270,546/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,372,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,609
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$145,407
−HK$3,853/mo
Today · 4.125%
HK$149,260
baseline
▲ 0.50% · 4.625%
HK$157,128
+HK$7,868/mo
Deposit HK$27.91M · loan HK$27.91M · min. income ≈ HK$298,520/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,372,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,749
−HK$9,578/mo
▼ 0.25% · 3.875%
HK$157,500
−HK$4,827/mo
Today · 4.125%
HK$162,327
baseline
▲ 0.50% · 4.625%
HK$172,204
+HK$9,877/mo
Deposit HK$22.33M · loan HK$33.49M · min. income ≈ HK$324,654/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$2,372,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,931
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$174,489
−HK$4,623/mo
Today · 4.125%
HK$179,112
baseline
▲ 0.50% · 4.625%
HK$188,553
+HK$9,441/mo
Deposit HK$22.33M · loan HK$33.49M · min. income ≈ HK$358,224/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$2,372,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,207
−HK$11,175/mo
▼ 0.25% · 3.875%
HK$183,750
−HK$5,632/mo
Today · 4.125%
HK$189,382
baseline
▲ 0.50% · 4.625%
HK$200,905
+HK$11,523/mo
Deposit HK$16.75M · loan HK$39.08M · min. income ≈ HK$378,764/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$2,372,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,253
−HK$10,711/mo
▼ 0.25% · 3.875%
HK$203,570
−HK$5,394/mo
Today · 4.125%
HK$208,964
baseline
▲ 0.50% · 4.625%
HK$219,979
+HK$11,015/mo
Deposit HK$16.75M · loan HK$39.08M · min. income ≈ HK$417,928/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$2,372,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,123
−HK$14,368/mo
▼ 0.25% · 3.875%
HK$236,250
−HK$7,241/mo
Today · 4.125%
HK$243,491
baseline
▲ 0.50% · 4.625%
HK$258,307
+HK$14,816/mo
Deposit HK$5.58M · loan HK$50.24M · min. income ≈ HK$486,982/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,372,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,897
−HK$13,771/mo
▼ 0.25% · 3.875%
HK$261,733
−HK$6,935/mo
Today · 4.125%
HK$268,668
baseline
▲ 0.50% · 4.625%
HK$282,830
+HK$14,162/mo
Deposit HK$5.58M · loan HK$50.24M · min. income ≈ HK$537,336/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,372,473 · Scale 2, in force from 26 Feb 2026)