LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,311
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$131,271
−HK$4,024/mo
Today · 4.125%
HK$135,295
baseline
▲ 0.50% · 4.625%
HK$143,527
+HK$8,232/mo
Deposit HK$27.92M · loan HK$27.92M · min. income ≈ HK$270,590/mo (50% DSR)
Upfront cash ≈ HK$30.29M (deposit + AVD stamp duty HK$2,372,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,632
−HK$7,652/mo
▼ 0.25% · 3.875%
HK$145,431
−HK$3,853/mo
Today · 4.125%
HK$149,284
baseline
▲ 0.50% · 4.625%
HK$157,153
+HK$7,869/mo
Deposit HK$27.92M · loan HK$27.92M · min. income ≈ HK$298,568/mo (50% DSR)
Upfront cash ≈ HK$30.29M (deposit + AVD stamp duty HK$2,372,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,773
−HK$9,580/mo
▼ 0.25% · 3.875%
HK$157,525
−HK$4,828/mo
Today · 4.125%
HK$162,353
baseline
▲ 0.50% · 4.625%
HK$172,232
+HK$9,879/mo
Deposit HK$22.33M · loan HK$33.50M · min. income ≈ HK$324,706/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$2,372,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,959
−HK$9,182/mo
▼ 0.25% · 3.875%
HK$174,517
−HK$4,624/mo
Today · 4.125%
HK$179,141
baseline
▲ 0.50% · 4.625%
HK$188,584
+HK$9,443/mo
Deposit HK$22.33M · loan HK$33.50M · min. income ≈ HK$358,282/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$2,372,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,235
−HK$11,177/mo
▼ 0.25% · 3.875%
HK$183,780
−HK$5,632/mo
Today · 4.125%
HK$189,412
baseline
▲ 0.50% · 4.625%
HK$200,938
+HK$11,526/mo
Deposit HK$16.75M · loan HK$39.08M · min. income ≈ HK$378,824/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$2,372,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,285
−HK$10,713/mo
▼ 0.25% · 3.875%
HK$203,603
−HK$5,395/mo
Today · 4.125%
HK$208,998
baseline
▲ 0.50% · 4.625%
HK$220,014
+HK$11,016/mo
Deposit HK$16.75M · loan HK$39.08M · min. income ≈ HK$417,996/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$2,372,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,160
−HK$14,370/mo
▼ 0.25% · 3.875%
HK$236,288
−HK$7,242/mo
Today · 4.125%
HK$243,530
baseline
▲ 0.50% · 4.625%
HK$258,348
+HK$14,818/mo
Deposit HK$5.58M · loan HK$50.25M · min. income ≈ HK$487,060/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,372,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,938
−HK$13,774/mo
▼ 0.25% · 3.875%
HK$261,775
−HK$6,937/mo
Today · 4.125%
HK$268,712
baseline
▲ 0.50% · 4.625%
HK$282,876
+HK$14,164/mo
Deposit HK$5.58M · loan HK$50.25M · min. income ≈ HK$537,424/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,372,856 · Scale 2, in force from 26 Feb 2026)