LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,317
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$131,277
−HK$4,024/mo
Today · 4.125%
HK$135,301
baseline
▲ 0.50% · 4.625%
HK$143,533
+HK$8,232/mo
Deposit HK$27.92M · loan HK$27.92M · min. income ≈ HK$270,602/mo (50% DSR)
Upfront cash ≈ HK$30.29M (deposit + AVD stamp duty HK$2,372,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,639
−HK$7,652/mo
▼ 0.25% · 3.875%
HK$145,437
−HK$3,854/mo
Today · 4.125%
HK$149,291
baseline
▲ 0.50% · 4.625%
HK$157,160
+HK$7,869/mo
Deposit HK$27.92M · loan HK$27.92M · min. income ≈ HK$298,582/mo (50% DSR)
Upfront cash ≈ HK$30.29M (deposit + AVD stamp duty HK$2,372,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,780
−HK$9,581/mo
▼ 0.25% · 3.875%
HK$157,532
−HK$4,829/mo
Today · 4.125%
HK$162,361
baseline
▲ 0.50% · 4.625%
HK$172,240
+HK$9,879/mo
Deposit HK$22.33M · loan HK$33.50M · min. income ≈ HK$324,722/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$2,372,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,966
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$174,525
−HK$4,624/mo
Today · 4.125%
HK$179,149
baseline
▲ 0.50% · 4.625%
HK$188,592
+HK$9,443/mo
Deposit HK$22.33M · loan HK$33.50M · min. income ≈ HK$358,298/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$2,372,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,244
−HK$11,177/mo
▼ 0.25% · 3.875%
HK$183,788
−HK$5,633/mo
Today · 4.125%
HK$189,421
baseline
▲ 0.50% · 4.625%
HK$200,947
+HK$11,526/mo
Deposit HK$16.75M · loan HK$39.08M · min. income ≈ HK$378,842/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$2,372,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,294
−HK$10,713/mo
▼ 0.25% · 3.875%
HK$203,612
−HK$5,395/mo
Today · 4.125%
HK$209,007
baseline
▲ 0.50% · 4.625%
HK$220,024
+HK$11,017/mo
Deposit HK$16.75M · loan HK$39.08M · min. income ≈ HK$418,014/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$2,372,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,170
−HK$14,371/mo
▼ 0.25% · 3.875%
HK$236,299
−HK$7,242/mo
Today · 4.125%
HK$243,541
baseline
▲ 0.50% · 4.625%
HK$258,360
+HK$14,819/mo
Deposit HK$5.58M · loan HK$50.25M · min. income ≈ HK$487,082/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,372,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,950
−HK$13,774/mo
▼ 0.25% · 3.875%
HK$261,787
−HK$6,937/mo
Today · 4.125%
HK$268,724
baseline
▲ 0.50% · 4.625%
HK$282,889
+HK$14,165/mo
Deposit HK$5.58M · loan HK$50.25M · min. income ≈ HK$537,448/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,372,963 · Scale 2, in force from 26 Feb 2026)