LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,335
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$131,296
−HK$4,024/mo
Today · 4.125%
HK$135,320
baseline
▲ 0.50% · 4.625%
HK$143,554
+HK$8,234/mo
Deposit HK$27.92M · loan HK$27.92M · min. income ≈ HK$270,640/mo (50% DSR)
Upfront cash ≈ HK$30.29M (deposit + AVD stamp duty HK$2,373,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,659
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$145,458
−HK$3,854/mo
Today · 4.125%
HK$149,312
baseline
▲ 0.50% · 4.625%
HK$157,183
+HK$7,871/mo
Deposit HK$27.92M · loan HK$27.92M · min. income ≈ HK$298,624/mo (50% DSR)
Upfront cash ≈ HK$30.29M (deposit + AVD stamp duty HK$2,373,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,802
−HK$9,582/mo
▼ 0.25% · 3.875%
HK$157,555
−HK$4,829/mo
Today · 4.125%
HK$162,384
baseline
▲ 0.50% · 4.625%
HK$172,265
+HK$9,881/mo
Deposit HK$22.34M · loan HK$33.51M · min. income ≈ HK$324,768/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$2,373,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,991
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$174,550
−HK$4,625/mo
Today · 4.125%
HK$179,175
baseline
▲ 0.50% · 4.625%
HK$188,619
+HK$9,444/mo
Deposit HK$22.34M · loan HK$33.51M · min. income ≈ HK$358,350/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$2,373,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,269
−HK$11,179/mo
▼ 0.25% · 3.875%
HK$183,814
−HK$5,634/mo
Today · 4.125%
HK$189,448
baseline
▲ 0.50% · 4.625%
HK$200,976
+HK$11,528/mo
Deposit HK$16.75M · loan HK$39.09M · min. income ≈ HK$378,896/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,373,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,323
−HK$10,714/mo
▼ 0.25% · 3.875%
HK$203,641
−HK$5,396/mo
Today · 4.125%
HK$209,037
baseline
▲ 0.50% · 4.625%
HK$220,056
+HK$11,019/mo
Deposit HK$16.75M · loan HK$39.09M · min. income ≈ HK$418,074/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,373,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,203
−HK$14,373/mo
▼ 0.25% · 3.875%
HK$236,333
−HK$7,243/mo
Today · 4.125%
HK$243,576
baseline
▲ 0.50% · 4.625%
HK$258,397
+HK$14,821/mo
Deposit HK$5.58M · loan HK$50.26M · min. income ≈ HK$487,152/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,373,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,986
−HK$13,776/mo
▼ 0.25% · 3.875%
HK$261,825
−HK$6,937/mo
Today · 4.125%
HK$268,762
baseline
▲ 0.50% · 4.625%
HK$282,929
+HK$14,167/mo
Deposit HK$5.58M · loan HK$50.26M · min. income ≈ HK$537,524/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,373,303 · Scale 2, in force from 26 Feb 2026)