LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,347
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$131,308
−HK$4,024/mo
Today · 4.125%
HK$135,332
baseline
▲ 0.50% · 4.625%
HK$143,567
+HK$8,235/mo
Deposit HK$27.92M · loan HK$27.92M · min. income ≈ HK$270,664/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,373,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,672
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$145,472
−HK$3,854/mo
Today · 4.125%
HK$149,326
baseline
▲ 0.50% · 4.625%
HK$157,197
+HK$7,871/mo
Deposit HK$27.92M · loan HK$27.92M · min. income ≈ HK$298,652/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,373,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,816
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$157,570
−HK$4,829/mo
Today · 4.125%
HK$162,399
baseline
▲ 0.50% · 4.625%
HK$172,281
+HK$9,882/mo
Deposit HK$22.34M · loan HK$33.51M · min. income ≈ HK$324,798/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$2,373,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,006
−HK$9,185/mo
▼ 0.25% · 3.875%
HK$174,566
−HK$4,625/mo
Today · 4.125%
HK$179,191
baseline
▲ 0.50% · 4.625%
HK$188,637
+HK$9,446/mo
Deposit HK$22.34M · loan HK$33.51M · min. income ≈ HK$358,382/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$2,373,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,285
−HK$11,180/mo
▼ 0.25% · 3.875%
HK$183,831
−HK$5,634/mo
Today · 4.125%
HK$189,465
baseline
▲ 0.50% · 4.625%
HK$200,994
+HK$11,529/mo
Deposit HK$16.75M · loan HK$39.09M · min. income ≈ HK$378,930/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,373,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,341
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$203,660
−HK$5,396/mo
Today · 4.125%
HK$209,056
baseline
▲ 0.50% · 4.625%
HK$220,076
+HK$11,020/mo
Deposit HK$16.75M · loan HK$39.09M · min. income ≈ HK$418,112/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,373,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,224
−HK$14,374/mo
▼ 0.25% · 3.875%
HK$236,354
−HK$7,244/mo
Today · 4.125%
HK$243,598
baseline
▲ 0.50% · 4.625%
HK$258,421
+HK$14,823/mo
Deposit HK$5.58M · loan HK$50.26M · min. income ≈ HK$487,196/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,373,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,009
−HK$13,778/mo
▼ 0.25% · 3.875%
HK$261,849
−HK$6,938/mo
Today · 4.125%
HK$268,787
baseline
▲ 0.50% · 4.625%
HK$282,955
+HK$14,168/mo
Deposit HK$5.58M · loan HK$50.26M · min. income ≈ HK$537,574/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,373,521 · Scale 2, in force from 26 Feb 2026)