LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,359
−HK$7,987/mo
▼ 0.25% · 3.875%
HK$131,321
−HK$4,025/mo
Today · 4.125%
HK$135,346
baseline
▲ 0.50% · 4.625%
HK$143,581
+HK$8,235/mo
Deposit HK$27.93M · loan HK$27.93M · min. income ≈ HK$270,692/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,373,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,686
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$145,486
−HK$3,855/mo
Today · 4.125%
HK$149,341
baseline
▲ 0.50% · 4.625%
HK$157,213
+HK$7,872/mo
Deposit HK$27.93M · loan HK$27.93M · min. income ≈ HK$298,682/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,373,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,831
−HK$9,584/mo
▼ 0.25% · 3.875%
HK$157,585
−HK$4,830/mo
Today · 4.125%
HK$162,415
baseline
▲ 0.50% · 4.625%
HK$172,298
+HK$9,883/mo
Deposit HK$22.34M · loan HK$33.51M · min. income ≈ HK$324,830/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$2,373,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,023
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$174,583
−HK$4,626/mo
Today · 4.125%
HK$179,209
baseline
▲ 0.50% · 4.625%
HK$188,656
+HK$9,447/mo
Deposit HK$22.34M · loan HK$33.51M · min. income ≈ HK$358,418/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$2,373,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,303
−HK$11,181/mo
▼ 0.25% · 3.875%
HK$183,849
−HK$5,635/mo
Today · 4.125%
HK$189,484
baseline
▲ 0.50% · 4.625%
HK$201,014
+HK$11,530/mo
Deposit HK$16.76M · loan HK$39.10M · min. income ≈ HK$378,968/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,373,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,361
−HK$10,716/mo
▼ 0.25% · 3.875%
HK$203,680
−HK$5,397/mo
Today · 4.125%
HK$209,077
baseline
▲ 0.50% · 4.625%
HK$220,098
+HK$11,021/mo
Deposit HK$16.76M · loan HK$39.10M · min. income ≈ HK$418,154/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,373,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,247
−HK$14,376/mo
▼ 0.25% · 3.875%
HK$236,378
−HK$7,245/mo
Today · 4.125%
HK$243,623
baseline
▲ 0.50% · 4.625%
HK$258,447
+HK$14,824/mo
Deposit HK$5.59M · loan HK$50.27M · min. income ≈ HK$487,246/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,373,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,035
−HK$13,779/mo
▼ 0.25% · 3.875%
HK$261,875
−HK$6,939/mo
Today · 4.125%
HK$268,814
baseline
▲ 0.50% · 4.625%
HK$282,983
+HK$14,169/mo
Deposit HK$5.59M · loan HK$50.27M · min. income ≈ HK$537,628/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,373,758 · Scale 2, in force from 26 Feb 2026)