LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,360
−HK$7,987/mo
▼ 0.25% · 3.875%
HK$131,322
−HK$4,025/mo
Today · 4.125%
HK$135,347
baseline
▲ 0.50% · 4.625%
HK$143,582
+HK$8,235/mo
Deposit HK$27.93M · loan HK$27.93M · min. income ≈ HK$270,694/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,373,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,687
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$145,487
−HK$3,855/mo
Today · 4.125%
HK$149,342
baseline
▲ 0.50% · 4.625%
HK$157,214
+HK$7,872/mo
Deposit HK$27.93M · loan HK$27.93M · min. income ≈ HK$298,684/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,373,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,832
−HK$9,584/mo
▼ 0.25% · 3.875%
HK$157,586
−HK$4,830/mo
Today · 4.125%
HK$162,416
baseline
▲ 0.50% · 4.625%
HK$172,299
+HK$9,883/mo
Deposit HK$22.34M · loan HK$33.51M · min. income ≈ HK$324,832/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$2,373,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,024
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$174,584
−HK$4,626/mo
Today · 4.125%
HK$179,210
baseline
▲ 0.50% · 4.625%
HK$188,657
+HK$9,447/mo
Deposit HK$22.34M · loan HK$33.51M · min. income ≈ HK$358,420/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$2,373,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,304
−HK$11,182/mo
▼ 0.25% · 3.875%
HK$183,851
−HK$5,635/mo
Today · 4.125%
HK$189,486
baseline
▲ 0.50% · 4.625%
HK$201,015
+HK$11,529/mo
Deposit HK$16.76M · loan HK$39.10M · min. income ≈ HK$378,972/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,373,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,362
−HK$10,717/mo
▼ 0.25% · 3.875%
HK$203,682
−HK$5,397/mo
Today · 4.125%
HK$209,079
baseline
▲ 0.50% · 4.625%
HK$220,099
+HK$11,020/mo
Deposit HK$16.76M · loan HK$39.10M · min. income ≈ HK$418,158/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,373,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,248
−HK$14,376/mo
▼ 0.25% · 3.875%
HK$236,379
−HK$7,245/mo
Today · 4.125%
HK$243,624
baseline
▲ 0.50% · 4.625%
HK$258,448
+HK$14,824/mo
Deposit HK$5.59M · loan HK$50.27M · min. income ≈ HK$487,248/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,373,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,037
−HK$13,778/mo
▼ 0.25% · 3.875%
HK$261,876
−HK$6,939/mo
Today · 4.125%
HK$268,815
baseline
▲ 0.50% · 4.625%
HK$282,985
+HK$14,170/mo
Deposit HK$5.59M · loan HK$50.27M · min. income ≈ HK$537,630/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,373,773 · Scale 2, in force from 26 Feb 2026)