LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,368
−HK$7,987/mo
▼ 0.25% · 3.875%
HK$131,329
−HK$4,026/mo
Today · 4.125%
HK$135,355
baseline
▲ 0.50% · 4.625%
HK$143,591
+HK$8,236/mo
Deposit HK$27.93M · loan HK$27.93M · min. income ≈ HK$270,710/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,373,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,695
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$145,495
−HK$3,856/mo
Today · 4.125%
HK$149,351
baseline
▲ 0.50% · 4.625%
HK$157,223
+HK$7,872/mo
Deposit HK$27.93M · loan HK$27.93M · min. income ≈ HK$298,702/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,373,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,841
−HK$9,585/mo
▼ 0.25% · 3.875%
HK$157,595
−HK$4,831/mo
Today · 4.125%
HK$162,426
baseline
▲ 0.50% · 4.625%
HK$172,309
+HK$9,883/mo
Deposit HK$22.34M · loan HK$33.51M · min. income ≈ HK$324,852/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$2,373,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,034
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$174,594
−HK$4,627/mo
Today · 4.125%
HK$179,221
baseline
▲ 0.50% · 4.625%
HK$188,668
+HK$9,447/mo
Deposit HK$22.34M · loan HK$33.51M · min. income ≈ HK$358,442/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$2,373,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,315
−HK$11,182/mo
▼ 0.25% · 3.875%
HK$183,861
−HK$5,636/mo
Today · 4.125%
HK$189,497
baseline
▲ 0.50% · 4.625%
HK$201,027
+HK$11,530/mo
Deposit HK$16.76M · loan HK$39.10M · min. income ≈ HK$378,994/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,373,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,373
−HK$10,718/mo
▼ 0.25% · 3.875%
HK$203,694
−HK$5,397/mo
Today · 4.125%
HK$209,091
baseline
▲ 0.50% · 4.625%
HK$220,112
+HK$11,021/mo
Deposit HK$16.76M · loan HK$39.10M · min. income ≈ HK$418,182/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,373,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,262
−HK$14,376/mo
▼ 0.25% · 3.875%
HK$236,393
−HK$7,245/mo
Today · 4.125%
HK$243,638
baseline
▲ 0.50% · 4.625%
HK$258,463
+HK$14,825/mo
Deposit HK$5.59M · loan HK$50.27M · min. income ≈ HK$487,276/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,373,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,051
−HK$13,780/mo
▼ 0.25% · 3.875%
HK$261,892
−HK$6,939/mo
Today · 4.125%
HK$268,831
baseline
▲ 0.50% · 4.625%
HK$283,001
+HK$14,170/mo
Deposit HK$5.59M · loan HK$50.27M · min. income ≈ HK$537,662/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,373,911 · Scale 2, in force from 26 Feb 2026)