LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,389
−HK$7,988/mo
▼ 0.25% · 3.875%
HK$131,351
−HK$4,026/mo
Today · 4.125%
HK$135,377
baseline
▲ 0.50% · 4.625%
HK$143,614
+HK$8,237/mo
Deposit HK$27.93M · loan HK$27.93M · min. income ≈ HK$270,754/mo (50% DSR)
Upfront cash ≈ HK$30.31M (deposit + AVD stamp duty HK$2,374,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,719
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$145,519
−HK$3,856/mo
Today · 4.125%
HK$149,375
baseline
▲ 0.50% · 4.625%
HK$157,249
+HK$7,874/mo
Deposit HK$27.93M · loan HK$27.93M · min. income ≈ HK$298,750/mo (50% DSR)
Upfront cash ≈ HK$30.31M (deposit + AVD stamp duty HK$2,374,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,866
−HK$9,586/mo
▼ 0.25% · 3.875%
HK$157,621
−HK$4,831/mo
Today · 4.125%
HK$162,452
baseline
▲ 0.50% · 4.625%
HK$172,337
+HK$9,885/mo
Deposit HK$22.35M · loan HK$33.52M · min. income ≈ HK$324,904/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$2,374,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,062
−HK$9,188/mo
▼ 0.25% · 3.875%
HK$174,623
−HK$4,627/mo
Today · 4.125%
HK$179,250
baseline
▲ 0.50% · 4.625%
HK$188,699
+HK$9,449/mo
Deposit HK$22.35M · loan HK$33.52M · min. income ≈ HK$358,500/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$2,374,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,344
−HK$11,184/mo
▼ 0.25% · 3.875%
HK$183,892
−HK$5,636/mo
Today · 4.125%
HK$189,528
baseline
▲ 0.50% · 4.625%
HK$201,060
+HK$11,532/mo
Deposit HK$16.76M · loan HK$39.11M · min. income ≈ HK$379,056/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,374,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,406
−HK$10,719/mo
▼ 0.25% · 3.875%
HK$203,727
−HK$5,398/mo
Today · 4.125%
HK$209,125
baseline
▲ 0.50% · 4.625%
HK$220,149
+HK$11,024/mo
Deposit HK$16.76M · loan HK$39.11M · min. income ≈ HK$418,250/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,374,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,300
−HK$14,379/mo
▼ 0.25% · 3.875%
HK$236,432
−HK$7,247/mo
Today · 4.125%
HK$243,679
baseline
▲ 0.50% · 4.625%
HK$258,506
+HK$14,827/mo
Deposit HK$5.59M · loan HK$50.28M · min. income ≈ HK$487,358/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,374,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,093
−HK$13,782/mo
▼ 0.25% · 3.875%
HK$261,935
−HK$6,940/mo
Today · 4.125%
HK$268,875
baseline
▲ 0.50% · 4.625%
HK$283,048
+HK$14,173/mo
Deposit HK$5.59M · loan HK$50.28M · min. income ≈ HK$537,750/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,374,302 · Scale 2, in force from 26 Feb 2026)