LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,398
−HK$7,989/mo
▼ 0.25% · 3.875%
HK$131,361
−HK$4,026/mo
Today · 4.125%
HK$135,387
baseline
▲ 0.50% · 4.625%
HK$143,625
+HK$8,238/mo
Deposit HK$27.94M · loan HK$27.94M · min. income ≈ HK$270,774/mo (50% DSR)
Upfront cash ≈ HK$30.31M (deposit + AVD stamp duty HK$2,374,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,729
−HK$7,658/mo
▼ 0.25% · 3.875%
HK$145,531
−HK$3,856/mo
Today · 4.125%
HK$149,387
baseline
▲ 0.50% · 4.625%
HK$157,261
+HK$7,874/mo
Deposit HK$27.94M · loan HK$27.94M · min. income ≈ HK$298,774/mo (50% DSR)
Upfront cash ≈ HK$30.31M (deposit + AVD stamp duty HK$2,374,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,878
−HK$9,587/mo
▼ 0.25% · 3.875%
HK$157,633
−HK$4,832/mo
Today · 4.125%
HK$162,465
baseline
▲ 0.50% · 4.625%
HK$172,350
+HK$9,885/mo
Deposit HK$22.35M · loan HK$33.52M · min. income ≈ HK$324,930/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$2,374,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,075
−HK$9,189/mo
▼ 0.25% · 3.875%
HK$174,637
−HK$4,627/mo
Today · 4.125%
HK$179,264
baseline
▲ 0.50% · 4.625%
HK$188,713
+HK$9,449/mo
Deposit HK$22.35M · loan HK$33.52M · min. income ≈ HK$358,528/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$2,374,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,358
−HK$11,184/mo
▼ 0.25% · 3.875%
HK$183,906
−HK$5,636/mo
Today · 4.125%
HK$189,542
baseline
▲ 0.50% · 4.625%
HK$201,076
+HK$11,534/mo
Deposit HK$16.76M · loan HK$39.11M · min. income ≈ HK$379,084/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$2,374,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,421
−HK$10,720/mo
▼ 0.25% · 3.875%
HK$203,743
−HK$5,398/mo
Today · 4.125%
HK$209,141
baseline
▲ 0.50% · 4.625%
HK$220,165
+HK$11,024/mo
Deposit HK$16.76M · loan HK$39.11M · min. income ≈ HK$418,282/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$2,374,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,317
−HK$14,380/mo
▼ 0.25% · 3.875%
HK$236,450
−HK$7,247/mo
Today · 4.125%
HK$243,697
baseline
▲ 0.50% · 4.625%
HK$258,526
+HK$14,829/mo
Deposit HK$5.59M · loan HK$50.28M · min. income ≈ HK$487,394/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,374,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,113
−HK$13,783/mo
▼ 0.25% · 3.875%
HK$261,955
−HK$6,941/mo
Today · 4.125%
HK$268,896
baseline
▲ 0.50% · 4.625%
HK$283,070
+HK$14,174/mo
Deposit HK$5.59M · loan HK$50.28M · min. income ≈ HK$537,792/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,374,484 · Scale 2, in force from 26 Feb 2026)