LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,740
−HK$799/mo
▼ 0.25% · 3.875%
HK$13,136
−HK$403/mo
Today · 4.125%
HK$13,539
baseline
▲ 0.50% · 4.625%
HK$14,363
+HK$824/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$27,078/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,173
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,553
−HK$386/mo
Today · 4.125%
HK$14,939
baseline
▲ 0.50% · 4.625%
HK$15,727
+HK$788/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,878/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,288
−HK$959/mo
▼ 0.25% · 3.875%
HK$15,764
−HK$483/mo
Today · 4.125%
HK$16,247
baseline
▲ 0.50% · 4.625%
HK$17,236
+HK$989/mo
Deposit HK$2.23M · loan HK$3.35M · min. income ≈ HK$32,494/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,008
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,464
−HK$463/mo
Today · 4.125%
HK$17,927
baseline
▲ 0.50% · 4.625%
HK$18,872
+HK$945/mo
Deposit HK$2.23M · loan HK$3.35M · min. income ≈ HK$35,854/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,836
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,391
−HK$564/mo
Today · 4.125%
HK$18,955
baseline
▲ 0.50% · 4.625%
HK$20,108
+HK$1,153/mo
Deposit HK$1.68M · loan HK$3.91M · min. income ≈ HK$37,910/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,843
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,375
−HK$540/mo
Today · 4.125%
HK$20,915
baseline
▲ 0.50% · 4.625%
HK$22,017
+HK$1,102/mo
Deposit HK$1.68M · loan HK$3.91M · min. income ≈ HK$41,830/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,932
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,646
−HK$724/mo
Today · 4.125%
HK$24,370
baseline
▲ 0.50% · 4.625%
HK$25,853
+HK$1,483/mo
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$48,740/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$125,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,512
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,196
−HK$694/mo
Today · 4.125%
HK$26,890
baseline
▲ 0.50% · 4.625%
HK$28,308
+HK$1,418/mo
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$53,780/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$125,712 · Scale 2, in force from 26 Feb 2026)