LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,418
−HK$7,990/mo
▼ 0.25% · 3.875%
HK$131,381
−HK$4,027/mo
Today · 4.125%
HK$135,408
baseline
▲ 0.50% · 4.625%
HK$143,647
+HK$8,239/mo
Deposit HK$27.94M · loan HK$27.94M · min. income ≈ HK$270,816/mo (50% DSR)
Upfront cash ≈ HK$30.31M (deposit + AVD stamp duty HK$2,374,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,751
−HK$7,658/mo
▼ 0.25% · 3.875%
HK$145,553
−HK$3,856/mo
Today · 4.125%
HK$149,409
baseline
▲ 0.50% · 4.625%
HK$157,285
+HK$7,876/mo
Deposit HK$27.94M · loan HK$27.94M · min. income ≈ HK$298,818/mo (50% DSR)
Upfront cash ≈ HK$30.31M (deposit + AVD stamp duty HK$2,374,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,901
−HK$9,589/mo
▼ 0.25% · 3.875%
HK$157,657
−HK$4,833/mo
Today · 4.125%
HK$162,490
baseline
▲ 0.50% · 4.625%
HK$172,377
+HK$9,887/mo
Deposit HK$22.35M · loan HK$33.53M · min. income ≈ HK$324,980/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$2,374,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,101
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$174,663
−HK$4,628/mo
Today · 4.125%
HK$179,291
baseline
▲ 0.50% · 4.625%
HK$188,742
+HK$9,451/mo
Deposit HK$22.35M · loan HK$33.53M · min. income ≈ HK$358,582/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$2,374,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,385
−HK$11,186/mo
▼ 0.25% · 3.875%
HK$183,934
−HK$5,637/mo
Today · 4.125%
HK$189,571
baseline
▲ 0.50% · 4.625%
HK$201,106
+HK$11,535/mo
Deposit HK$16.76M · loan HK$39.12M · min. income ≈ HK$379,142/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$2,374,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,451
−HK$10,722/mo
▼ 0.25% · 3.875%
HK$203,774
−HK$5,399/mo
Today · 4.125%
HK$209,173
baseline
▲ 0.50% · 4.625%
HK$220,199
+HK$11,026/mo
Deposit HK$16.76M · loan HK$39.12M · min. income ≈ HK$418,346/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$2,374,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,352
−HK$14,382/mo
▼ 0.25% · 3.875%
HK$236,486
−HK$7,248/mo
Today · 4.125%
HK$243,734
baseline
▲ 0.50% · 4.625%
HK$258,565
+HK$14,831/mo
Deposit HK$5.59M · loan HK$50.29M · min. income ≈ HK$487,468/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,374,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,152
−HK$13,785/mo
▼ 0.25% · 3.875%
HK$261,995
−HK$6,942/mo
Today · 4.125%
HK$268,937
baseline
▲ 0.50% · 4.625%
HK$283,113
+HK$14,176/mo
Deposit HK$5.59M · loan HK$50.29M · min. income ≈ HK$537,874/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,374,846 · Scale 2, in force from 26 Feb 2026)