LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,428
−HK$7,990/mo
▼ 0.25% · 3.875%
HK$131,391
−HK$4,027/mo
Today · 4.125%
HK$135,418
baseline
▲ 0.50% · 4.625%
HK$143,658
+HK$8,240/mo
Deposit HK$27.94M · loan HK$27.94M · min. income ≈ HK$270,836/mo (50% DSR)
Upfront cash ≈ HK$30.32M (deposit + AVD stamp duty HK$2,375,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,762
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$145,564
−HK$3,857/mo
Today · 4.125%
HK$149,421
baseline
▲ 0.50% · 4.625%
HK$157,297
+HK$7,876/mo
Deposit HK$27.94M · loan HK$27.94M · min. income ≈ HK$298,842/mo (50% DSR)
Upfront cash ≈ HK$30.32M (deposit + AVD stamp duty HK$2,375,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,913
−HK$9,589/mo
▼ 0.25% · 3.875%
HK$157,670
−HK$4,832/mo
Today · 4.125%
HK$162,502
baseline
▲ 0.50% · 4.625%
HK$172,390
+HK$9,888/mo
Deposit HK$22.35M · loan HK$33.53M · min. income ≈ HK$325,004/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$2,375,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,114
−HK$9,191/mo
▼ 0.25% · 3.875%
HK$174,677
−HK$4,628/mo
Today · 4.125%
HK$179,305
baseline
▲ 0.50% · 4.625%
HK$188,756
+HK$9,451/mo
Deposit HK$22.35M · loan HK$33.53M · min. income ≈ HK$358,610/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$2,375,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,399
−HK$11,187/mo
▼ 0.25% · 3.875%
HK$183,948
−HK$5,638/mo
Today · 4.125%
HK$189,586
baseline
▲ 0.50% · 4.625%
HK$201,122
+HK$11,536/mo
Deposit HK$16.76M · loan HK$39.12M · min. income ≈ HK$379,172/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$2,375,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,467
−HK$10,722/mo
▼ 0.25% · 3.875%
HK$203,789
−HK$5,400/mo
Today · 4.125%
HK$209,189
baseline
▲ 0.50% · 4.625%
HK$220,216
+HK$11,027/mo
Deposit HK$16.76M · loan HK$39.12M · min. income ≈ HK$418,378/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$2,375,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,370
−HK$14,383/mo
▼ 0.25% · 3.875%
HK$236,504
−HK$7,249/mo
Today · 4.125%
HK$243,753
baseline
▲ 0.50% · 4.625%
HK$258,585
+HK$14,832/mo
Deposit HK$5.59M · loan HK$50.29M · min. income ≈ HK$487,506/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,375,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,171
−HK$13,786/mo
▼ 0.25% · 3.875%
HK$262,015
−HK$6,942/mo
Today · 4.125%
HK$268,957
baseline
▲ 0.50% · 4.625%
HK$283,135
+HK$14,178/mo
Deposit HK$5.59M · loan HK$50.29M · min. income ≈ HK$537,914/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,375,028 · Scale 2, in force from 26 Feb 2026)