LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,743
−HK$799/mo
▼ 0.25% · 3.875%
HK$13,140
−HK$402/mo
Today · 4.125%
HK$13,542
baseline
▲ 0.50% · 4.625%
HK$14,367
+HK$825/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$27,084/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,177
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,557
−HK$386/mo
Today · 4.125%
HK$14,943
baseline
▲ 0.50% · 4.625%
HK$15,730
+HK$787/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,886/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,292
−HK$959/mo
▼ 0.25% · 3.875%
HK$15,768
−HK$483/mo
Today · 4.125%
HK$16,251
baseline
▲ 0.50% · 4.625%
HK$17,240
+HK$989/mo
Deposit HK$2.24M · loan HK$3.35M · min. income ≈ HK$32,502/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,012
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,469
−HK$462/mo
Today · 4.125%
HK$17,931
baseline
▲ 0.50% · 4.625%
HK$18,877
+HK$946/mo
Deposit HK$2.24M · loan HK$3.35M · min. income ≈ HK$35,862/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,841
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,396
−HK$563/mo
Today · 4.125%
HK$18,959
baseline
▲ 0.50% · 4.625%
HK$20,113
+HK$1,154/mo
Deposit HK$1.68M · loan HK$3.91M · min. income ≈ HK$37,918/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,848
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,380
−HK$540/mo
Today · 4.125%
HK$20,920
baseline
▲ 0.50% · 4.625%
HK$22,023
+HK$1,103/mo
Deposit HK$1.68M · loan HK$3.91M · min. income ≈ HK$41,840/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,938
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,652
−HK$724/mo
Today · 4.125%
HK$24,376
baseline
▲ 0.50% · 4.625%
HK$25,860
+HK$1,484/mo
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$48,752/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,518
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,203
−HK$694/mo
Today · 4.125%
HK$26,897
baseline
▲ 0.50% · 4.625%
HK$28,315
+HK$1,418/mo
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$53,794/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,743 · Scale 2, in force from 26 Feb 2026)