LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,438
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$131,402
−HK$4,027/mo
Today · 4.125%
HK$135,429
baseline
▲ 0.50% · 4.625%
HK$143,670
+HK$8,241/mo
Deposit HK$27.94M · loan HK$27.94M · min. income ≈ HK$270,858/mo (50% DSR)
Upfront cash ≈ HK$30.32M (deposit + AVD stamp duty HK$2,375,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,773
−HK$7,660/mo
▼ 0.25% · 3.875%
HK$145,576
−HK$3,857/mo
Today · 4.125%
HK$149,433
baseline
▲ 0.50% · 4.625%
HK$157,310
+HK$7,877/mo
Deposit HK$27.94M · loan HK$27.94M · min. income ≈ HK$298,866/mo (50% DSR)
Upfront cash ≈ HK$30.32M (deposit + AVD stamp duty HK$2,375,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,925
−HK$9,590/mo
▼ 0.25% · 3.875%
HK$157,682
−HK$4,833/mo
Today · 4.125%
HK$162,515
baseline
▲ 0.50% · 4.625%
HK$172,404
+HK$9,889/mo
Deposit HK$22.35M · loan HK$33.53M · min. income ≈ HK$325,030/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$2,375,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,128
−HK$9,191/mo
▼ 0.25% · 3.875%
HK$174,691
−HK$4,628/mo
Today · 4.125%
HK$179,319
baseline
▲ 0.50% · 4.625%
HK$188,772
+HK$9,453/mo
Deposit HK$22.35M · loan HK$33.53M · min. income ≈ HK$358,638/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$2,375,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,413
−HK$11,188/mo
▼ 0.25% · 3.875%
HK$183,963
−HK$5,638/mo
Today · 4.125%
HK$189,601
baseline
▲ 0.50% · 4.625%
HK$201,138
+HK$11,537/mo
Deposit HK$16.77M · loan HK$39.12M · min. income ≈ HK$379,202/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$2,375,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,483
−HK$10,723/mo
▼ 0.25% · 3.875%
HK$203,806
−HK$5,400/mo
Today · 4.125%
HK$209,206
baseline
▲ 0.50% · 4.625%
HK$220,233
+HK$11,027/mo
Deposit HK$16.77M · loan HK$39.12M · min. income ≈ HK$418,412/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$2,375,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,388
−HK$14,385/mo
▼ 0.25% · 3.875%
HK$236,523
−HK$7,250/mo
Today · 4.125%
HK$243,773
baseline
▲ 0.50% · 4.625%
HK$258,606
+HK$14,833/mo
Deposit HK$5.59M · loan HK$50.30M · min. income ≈ HK$487,546/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,375,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,192
−HK$13,787/mo
▼ 0.25% · 3.875%
HK$262,036
−HK$6,943/mo
Today · 4.125%
HK$268,979
baseline
▲ 0.50% · 4.625%
HK$283,157
+HK$14,178/mo
Deposit HK$5.59M · loan HK$50.30M · min. income ≈ HK$537,958/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$2,375,218 · Scale 2, in force from 26 Feb 2026)