LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,745
−HK$799/mo
▼ 0.25% · 3.875%
HK$13,142
−HK$402/mo
Today · 4.125%
HK$13,544
baseline
▲ 0.50% · 4.625%
HK$14,369
+HK$825/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$27,088/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,179
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,559
−HK$386/mo
Today · 4.125%
HK$14,945
baseline
▲ 0.50% · 4.625%
HK$15,733
+HK$788/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,890/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,294
−HK$959/mo
▼ 0.25% · 3.875%
HK$15,770
−HK$483/mo
Today · 4.125%
HK$16,253
baseline
▲ 0.50% · 4.625%
HK$17,242
+HK$989/mo
Deposit HK$2.24M · loan HK$3.35M · min. income ≈ HK$32,506/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,015
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,471
−HK$463/mo
Today · 4.125%
HK$17,934
baseline
▲ 0.50% · 4.625%
HK$18,879
+HK$945/mo
Deposit HK$2.24M · loan HK$3.35M · min. income ≈ HK$35,868/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,843
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,398
−HK$564/mo
Today · 4.125%
HK$18,962
baseline
▲ 0.50% · 4.625%
HK$20,116
+HK$1,154/mo
Deposit HK$1.68M · loan HK$3.91M · min. income ≈ HK$37,924/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,850
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,383
−HK$540/mo
Today · 4.125%
HK$20,923
baseline
▲ 0.50% · 4.625%
HK$22,026
+HK$1,103/mo
Deposit HK$1.68M · loan HK$3.91M · min. income ≈ HK$41,846/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,941
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,655
−HK$725/mo
Today · 4.125%
HK$24,380
baseline
▲ 0.50% · 4.625%
HK$25,863
+HK$1,483/mo
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$48,760/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,522
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,206
−HK$695/mo
Today · 4.125%
HK$26,901
baseline
▲ 0.50% · 4.625%
HK$28,319
+HK$1,418/mo
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$53,802/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,761 · Scale 2, in force from 26 Feb 2026)