LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,464
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$131,429
−HK$4,028/mo
Today · 4.125%
HK$135,457
baseline
▲ 0.50% · 4.625%
HK$143,699
+HK$8,242/mo
Deposit HK$27.95M · loan HK$27.95M · min. income ≈ HK$270,914/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,375,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,802
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$145,605
−HK$3,859/mo
Today · 4.125%
HK$149,464
baseline
▲ 0.50% · 4.625%
HK$157,342
+HK$7,878/mo
Deposit HK$27.95M · loan HK$27.95M · min. income ≈ HK$298,928/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,375,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,957
−HK$9,591/mo
▼ 0.25% · 3.875%
HK$157,715
−HK$4,833/mo
Today · 4.125%
HK$162,548
baseline
▲ 0.50% · 4.625%
HK$172,439
+HK$9,891/mo
Deposit HK$22.36M · loan HK$33.54M · min. income ≈ HK$325,096/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,375,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,163
−HK$9,193/mo
▼ 0.25% · 3.875%
HK$174,727
−HK$4,629/mo
Today · 4.125%
HK$179,356
baseline
▲ 0.50% · 4.625%
HK$188,810
+HK$9,454/mo
Deposit HK$22.36M · loan HK$33.54M · min. income ≈ HK$358,712/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,375,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,450
−HK$11,190/mo
▼ 0.25% · 3.875%
HK$184,000
−HK$5,640/mo
Today · 4.125%
HK$189,640
baseline
▲ 0.50% · 4.625%
HK$201,179
+HK$11,539/mo
Deposit HK$16.77M · loan HK$39.13M · min. income ≈ HK$379,280/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,375,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,523
−HK$10,726/mo
▼ 0.25% · 3.875%
HK$203,848
−HK$5,401/mo
Today · 4.125%
HK$209,249
baseline
▲ 0.50% · 4.625%
HK$220,279
+HK$11,030/mo
Deposit HK$16.77M · loan HK$39.13M · min. income ≈ HK$418,498/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,375,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,435
−HK$14,388/mo
▼ 0.25% · 3.875%
HK$236,572
−HK$7,251/mo
Today · 4.125%
HK$243,823
baseline
▲ 0.50% · 4.625%
HK$258,659
+HK$14,836/mo
Deposit HK$5.59M · loan HK$50.31M · min. income ≈ HK$487,646/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,375,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,244
−HK$13,790/mo
▼ 0.25% · 3.875%
HK$262,090
−HK$6,944/mo
Today · 4.125%
HK$269,034
baseline
▲ 0.50% · 4.625%
HK$283,216
+HK$14,182/mo
Deposit HK$5.59M · loan HK$50.31M · min. income ≈ HK$538,068/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,375,706 · Scale 2, in force from 26 Feb 2026)