LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,472
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$131,437
−HK$4,029/mo
Today · 4.125%
HK$135,466
baseline
▲ 0.50% · 4.625%
HK$143,709
+HK$8,243/mo
Deposit HK$27.95M · loan HK$27.95M · min. income ≈ HK$270,932/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,375,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,811
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$145,615
−HK$3,858/mo
Today · 4.125%
HK$149,473
baseline
▲ 0.50% · 4.625%
HK$157,352
+HK$7,879/mo
Deposit HK$27.95M · loan HK$27.95M · min. income ≈ HK$298,946/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,375,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,967
−HK$9,592/mo
▼ 0.25% · 3.875%
HK$157,725
−HK$4,834/mo
Today · 4.125%
HK$162,559
baseline
▲ 0.50% · 4.625%
HK$172,450
+HK$9,891/mo
Deposit HK$22.36M · loan HK$33.54M · min. income ≈ HK$325,118/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,375,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,174
−HK$9,194/mo
▼ 0.25% · 3.875%
HK$174,738
−HK$4,630/mo
Today · 4.125%
HK$179,368
baseline
▲ 0.50% · 4.625%
HK$188,822
+HK$9,454/mo
Deposit HK$22.36M · loan HK$33.54M · min. income ≈ HK$358,736/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,375,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,461
−HK$11,191/mo
▼ 0.25% · 3.875%
HK$184,012
−HK$5,640/mo
Today · 4.125%
HK$189,652
baseline
▲ 0.50% · 4.625%
HK$201,192
+HK$11,540/mo
Deposit HK$16.77M · loan HK$39.13M · min. income ≈ HK$379,304/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,375,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,536
−HK$10,726/mo
▼ 0.25% · 3.875%
HK$203,861
−HK$5,401/mo
Today · 4.125%
HK$209,262
baseline
▲ 0.50% · 4.625%
HK$220,293
+HK$11,031/mo
Deposit HK$16.77M · loan HK$39.13M · min. income ≈ HK$418,524/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,375,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,450
−HK$14,388/mo
▼ 0.25% · 3.875%
HK$236,587
−HK$7,251/mo
Today · 4.125%
HK$243,838
baseline
▲ 0.50% · 4.625%
HK$258,675
+HK$14,837/mo
Deposit HK$5.59M · loan HK$50.31M · min. income ≈ HK$487,676/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,375,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,261
−HK$13,791/mo
▼ 0.25% · 3.875%
HK$262,107
−HK$6,945/mo
Today · 4.125%
HK$269,052
baseline
▲ 0.50% · 4.625%
HK$283,234
+HK$14,182/mo
Deposit HK$5.59M · loan HK$50.31M · min. income ≈ HK$538,104/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,375,859 · Scale 2, in force from 26 Feb 2026)