LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,485
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$131,450
−HK$4,029/mo
Today · 4.125%
HK$135,479
baseline
▲ 0.50% · 4.625%
HK$143,722
+HK$8,243/mo
Deposit HK$27.95M · loan HK$27.95M · min. income ≈ HK$270,958/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,825
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,629
−HK$3,859/mo
Today · 4.125%
HK$149,488
baseline
▲ 0.50% · 4.625%
HK$157,367
+HK$7,879/mo
Deposit HK$27.95M · loan HK$27.95M · min. income ≈ HK$298,976/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,981
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$157,740
−HK$4,835/mo
Today · 4.125%
HK$162,575
baseline
▲ 0.50% · 4.625%
HK$172,467
+HK$9,892/mo
Deposit HK$22.36M · loan HK$33.54M · min. income ≈ HK$325,150/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,190
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$174,755
−HK$4,630/mo
Today · 4.125%
HK$179,385
baseline
▲ 0.50% · 4.625%
HK$188,841
+HK$9,456/mo
Deposit HK$22.36M · loan HK$33.54M · min. income ≈ HK$358,770/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,478
−HK$11,192/mo
▼ 0.25% · 3.875%
HK$184,030
−HK$5,640/mo
Today · 4.125%
HK$189,670
baseline
▲ 0.50% · 4.625%
HK$201,211
+HK$11,541/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$379,340/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,555
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$203,880
−HK$5,403/mo
Today · 4.125%
HK$209,283
baseline
▲ 0.50% · 4.625%
HK$220,314
+HK$11,031/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$418,566/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,472
−HK$14,390/mo
▼ 0.25% · 3.875%
HK$236,610
−HK$7,252/mo
Today · 4.125%
HK$243,862
baseline
▲ 0.50% · 4.625%
HK$258,700
+HK$14,838/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$487,724/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,285
−HK$13,793/mo
▼ 0.25% · 3.875%
HK$262,132
−HK$6,946/mo
Today · 4.125%
HK$269,078
baseline
▲ 0.50% · 4.625%
HK$283,261
+HK$14,183/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$538,156/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,089 · Scale 2, in force from 26 Feb 2026)