LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,749
−HK$799/mo
▼ 0.25% · 3.875%
HK$13,145
−HK$403/mo
Today · 4.125%
HK$13,548
baseline
▲ 0.50% · 4.625%
HK$14,372
+HK$824/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,096/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,183
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,563
−HK$386/mo
Today · 4.125%
HK$14,949
baseline
▲ 0.50% · 4.625%
HK$15,737
+HK$788/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,898/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,298
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,774
−HK$484/mo
Today · 4.125%
HK$16,258
baseline
▲ 0.50% · 4.625%
HK$17,247
+HK$989/mo
Deposit HK$2.24M · loan HK$3.35M · min. income ≈ HK$32,516/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,019
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,476
−HK$463/mo
Today · 4.125%
HK$17,939
baseline
▲ 0.50% · 4.625%
HK$18,884
+HK$945/mo
Deposit HK$2.24M · loan HK$3.35M · min. income ≈ HK$35,878/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,848
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,403
−HK$564/mo
Today · 4.125%
HK$18,967
baseline
▲ 0.50% · 4.625%
HK$20,121
+HK$1,154/mo
Deposit HK$1.68M · loan HK$3.91M · min. income ≈ HK$37,934/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,856
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,388
−HK$540/mo
Today · 4.125%
HK$20,928
baseline
▲ 0.50% · 4.625%
HK$22,032
+HK$1,104/mo
Deposit HK$1.68M · loan HK$3.91M · min. income ≈ HK$41,856/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,947
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,661
−HK$725/mo
Today · 4.125%
HK$24,386
baseline
▲ 0.50% · 4.625%
HK$25,870
+HK$1,484/mo
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$48,772/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,529
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,213
−HK$695/mo
Today · 4.125%
HK$26,908
baseline
▲ 0.50% · 4.625%
HK$28,326
+HK$1,418/mo
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$53,816/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,794 · Scale 2, in force from 26 Feb 2026)