LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,487
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$131,452
−HK$4,029/mo
Today · 4.125%
HK$135,481
baseline
▲ 0.50% · 4.625%
HK$143,725
+HK$8,244/mo
Deposit HK$27.95M · loan HK$27.95M · min. income ≈ HK$270,962/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,828
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$145,631
−HK$3,859/mo
Today · 4.125%
HK$149,490
baseline
▲ 0.50% · 4.625%
HK$157,370
+HK$7,880/mo
Deposit HK$27.95M · loan HK$27.95M · min. income ≈ HK$298,980/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,984
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$157,743
−HK$4,835/mo
Today · 4.125%
HK$162,578
baseline
▲ 0.50% · 4.625%
HK$172,470
+HK$9,892/mo
Deposit HK$22.36M · loan HK$33.55M · min. income ≈ HK$325,156/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,193
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$174,758
−HK$4,630/mo
Today · 4.125%
HK$179,388
baseline
▲ 0.50% · 4.625%
HK$188,844
+HK$9,456/mo
Deposit HK$22.36M · loan HK$33.55M · min. income ≈ HK$358,776/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,481
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,033
−HK$5,641/mo
Today · 4.125%
HK$189,674
baseline
▲ 0.50% · 4.625%
HK$201,215
+HK$11,541/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$379,348/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,559
−HK$10,727/mo
▼ 0.25% · 3.875%
HK$203,884
−HK$5,402/mo
Today · 4.125%
HK$209,286
baseline
▲ 0.50% · 4.625%
HK$220,318
+HK$11,032/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$418,572/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,476
−HK$14,390/mo
▼ 0.25% · 3.875%
HK$236,614
−HK$7,252/mo
Today · 4.125%
HK$243,866
baseline
▲ 0.50% · 4.625%
HK$258,705
+HK$14,839/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$487,732/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,290
−HK$13,792/mo
▼ 0.25% · 3.875%
HK$262,137
−HK$6,945/mo
Today · 4.125%
HK$269,082
baseline
▲ 0.50% · 4.625%
HK$283,266
+HK$14,184/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$538,164/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,130 · Scale 2, in force from 26 Feb 2026)