LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,491
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,457
−HK$4,029/mo
Today · 4.125%
HK$135,486
baseline
▲ 0.50% · 4.625%
HK$143,730
+HK$8,244/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$270,972/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,833
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,637
−HK$3,859/mo
Today · 4.125%
HK$149,496
baseline
▲ 0.50% · 4.625%
HK$157,376
+HK$7,880/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$298,992/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,990
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$157,749
−HK$4,835/mo
Today · 4.125%
HK$162,584
baseline
▲ 0.50% · 4.625%
HK$172,476
+HK$9,892/mo
Deposit HK$22.36M · loan HK$33.55M · min. income ≈ HK$325,168/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,200
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$174,764
−HK$4,631/mo
Today · 4.125%
HK$179,395
baseline
▲ 0.50% · 4.625%
HK$188,851
+HK$9,456/mo
Deposit HK$22.36M · loan HK$33.55M · min. income ≈ HK$358,790/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,488
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,040
−HK$5,641/mo
Today · 4.125%
HK$189,681
baseline
▲ 0.50% · 4.625%
HK$201,222
+HK$11,541/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$379,362/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,566
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$203,892
−HK$5,402/mo
Today · 4.125%
HK$209,294
baseline
▲ 0.50% · 4.625%
HK$220,326
+HK$11,032/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$418,588/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,485
−HK$14,390/mo
▼ 0.25% · 3.875%
HK$236,623
−HK$7,252/mo
Today · 4.125%
HK$243,875
baseline
▲ 0.50% · 4.625%
HK$258,714
+HK$14,839/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$487,750/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,299
−HK$13,793/mo
▼ 0.25% · 3.875%
HK$262,146
−HK$6,946/mo
Today · 4.125%
HK$269,092
baseline
▲ 0.50% · 4.625%
HK$283,277
+HK$14,185/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$538,184/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,218 · Scale 2, in force from 26 Feb 2026)