LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,492
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,458
−HK$4,029/mo
Today · 4.125%
HK$135,487
baseline
▲ 0.50% · 4.625%
HK$143,731
+HK$8,244/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$270,974/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,834
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,638
−HK$3,859/mo
Today · 4.125%
HK$149,497
baseline
▲ 0.50% · 4.625%
HK$157,377
+HK$7,880/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$298,994/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,991
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$157,750
−HK$4,835/mo
Today · 4.125%
HK$162,585
baseline
▲ 0.50% · 4.625%
HK$172,478
+HK$9,893/mo
Deposit HK$22.36M · loan HK$33.55M · min. income ≈ HK$325,170/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,201
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$174,766
−HK$4,630/mo
Today · 4.125%
HK$179,396
baseline
▲ 0.50% · 4.625%
HK$188,852
+HK$9,456/mo
Deposit HK$22.36M · loan HK$33.55M · min. income ≈ HK$358,792/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,489
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,041
−HK$5,641/mo
Today · 4.125%
HK$189,682
baseline
▲ 0.50% · 4.625%
HK$201,224
+HK$11,542/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$379,364/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,568
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$203,893
−HK$5,403/mo
Today · 4.125%
HK$209,296
baseline
▲ 0.50% · 4.625%
HK$220,328
+HK$11,032/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$418,592/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,486
−HK$14,391/mo
▼ 0.25% · 3.875%
HK$236,625
−HK$7,252/mo
Today · 4.125%
HK$243,877
baseline
▲ 0.50% · 4.625%
HK$258,717
+HK$14,840/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$487,754/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,301
−HK$13,793/mo
▼ 0.25% · 3.875%
HK$262,148
−HK$6,946/mo
Today · 4.125%
HK$269,094
baseline
▲ 0.50% · 4.625%
HK$283,279
+HK$14,185/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$538,188/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,236 · Scale 2, in force from 26 Feb 2026)