LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,494
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,460
−HK$4,029/mo
Today · 4.125%
HK$135,489
baseline
▲ 0.50% · 4.625%
HK$143,733
+HK$8,244/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$270,978/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,836
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,640
−HK$3,859/mo
Today · 4.125%
HK$149,499
baseline
▲ 0.50% · 4.625%
HK$157,379
+HK$7,880/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$298,998/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,993
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$157,752
−HK$4,835/mo
Today · 4.125%
HK$162,587
baseline
▲ 0.50% · 4.625%
HK$172,480
+HK$9,893/mo
Deposit HK$22.36M · loan HK$33.55M · min. income ≈ HK$325,174/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,203
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$174,768
−HK$4,630/mo
Today · 4.125%
HK$179,398
baseline
▲ 0.50% · 4.625%
HK$188,855
+HK$9,457/mo
Deposit HK$22.36M · loan HK$33.55M · min. income ≈ HK$358,796/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,491
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,044
−HK$5,640/mo
Today · 4.125%
HK$189,684
baseline
▲ 0.50% · 4.625%
HK$201,226
+HK$11,542/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$379,368/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,570
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$203,896
−HK$5,402/mo
Today · 4.125%
HK$209,298
baseline
▲ 0.50% · 4.625%
HK$220,331
+HK$11,033/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$418,596/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,489
−HK$14,391/mo
▼ 0.25% · 3.875%
HK$236,627
−HK$7,253/mo
Today · 4.125%
HK$243,880
baseline
▲ 0.50% · 4.625%
HK$258,720
+HK$14,840/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$487,760/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,304
−HK$13,794/mo
▼ 0.25% · 3.875%
HK$262,151
−HK$6,947/mo
Today · 4.125%
HK$269,098
baseline
▲ 0.50% · 4.625%
HK$283,282
+HK$14,184/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$538,196/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,265 · Scale 2, in force from 26 Feb 2026)