LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,495
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,460
−HK$4,030/mo
Today · 4.125%
HK$135,490
baseline
▲ 0.50% · 4.625%
HK$143,734
+HK$8,244/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$270,980/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,836
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,640
−HK$3,859/mo
Today · 4.125%
HK$149,499
baseline
▲ 0.50% · 4.625%
HK$157,380
+HK$7,881/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$298,998/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,993
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$157,752
−HK$4,835/mo
Today · 4.125%
HK$162,587
baseline
▲ 0.50% · 4.625%
HK$172,481
+HK$9,894/mo
Deposit HK$22.36M · loan HK$33.55M · min. income ≈ HK$325,174/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,204
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$174,768
−HK$4,631/mo
Today · 4.125%
HK$179,399
baseline
▲ 0.50% · 4.625%
HK$188,856
+HK$9,457/mo
Deposit HK$22.36M · loan HK$33.55M · min. income ≈ HK$358,798/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,492
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,044
−HK$5,641/mo
Today · 4.125%
HK$189,685
baseline
▲ 0.50% · 4.625%
HK$201,227
+HK$11,542/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$379,370/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,571
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$203,897
−HK$5,402/mo
Today · 4.125%
HK$209,299
baseline
▲ 0.50% · 4.625%
HK$220,332
+HK$11,033/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$418,598/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,490
−HK$14,391/mo
▼ 0.25% · 3.875%
HK$236,629
−HK$7,252/mo
Today · 4.125%
HK$243,881
baseline
▲ 0.50% · 4.625%
HK$258,721
+HK$14,840/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$487,762/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,306
−HK$13,793/mo
▼ 0.25% · 3.875%
HK$262,153
−HK$6,946/mo
Today · 4.125%
HK$269,099
baseline
▲ 0.50% · 4.625%
HK$283,283
+HK$14,184/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$538,198/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,276 · Scale 2, in force from 26 Feb 2026)