LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,496
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,462
−HK$4,029/mo
Today · 4.125%
HK$135,491
baseline
▲ 0.50% · 4.625%
HK$143,735
+HK$8,244/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$270,982/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,838
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,642
−HK$3,859/mo
Today · 4.125%
HK$149,501
baseline
▲ 0.50% · 4.625%
HK$157,381
+HK$7,880/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$299,002/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,995
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$157,754
−HK$4,835/mo
Today · 4.125%
HK$162,589
baseline
▲ 0.50% · 4.625%
HK$172,482
+HK$9,893/mo
Deposit HK$22.37M · loan HK$33.55M · min. income ≈ HK$325,178/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,205
−HK$9,196/mo
▼ 0.25% · 3.875%
HK$174,770
−HK$4,631/mo
Today · 4.125%
HK$179,401
baseline
▲ 0.50% · 4.625%
HK$188,858
+HK$9,457/mo
Deposit HK$22.37M · loan HK$33.55M · min. income ≈ HK$358,802/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,494
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,046
−HK$5,641/mo
Today · 4.125%
HK$189,687
baseline
▲ 0.50% · 4.625%
HK$201,229
+HK$11,542/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$379,374/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,573
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$203,899
−HK$5,402/mo
Today · 4.125%
HK$209,301
baseline
▲ 0.50% · 4.625%
HK$220,334
+HK$11,033/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$418,602/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,493
−HK$14,391/mo
▼ 0.25% · 3.875%
HK$236,631
−HK$7,253/mo
Today · 4.125%
HK$243,884
baseline
▲ 0.50% · 4.625%
HK$258,724
+HK$14,840/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$487,768/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,308
−HK$13,794/mo
▼ 0.25% · 3.875%
HK$262,155
−HK$6,947/mo
Today · 4.125%
HK$269,102
baseline
▲ 0.50% · 4.625%
HK$283,286
+HK$14,184/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$538,204/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,301 · Scale 2, in force from 26 Feb 2026)