LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,503
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,469
−HK$4,029/mo
Today · 4.125%
HK$135,498
baseline
▲ 0.50% · 4.625%
HK$143,743
+HK$8,245/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$270,996/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,845
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$145,650
−HK$3,859/mo
Today · 4.125%
HK$149,509
baseline
▲ 0.50% · 4.625%
HK$157,390
+HK$7,881/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$299,018/mo (50% DSR)
Upfront cash ≈ HK$30.33M (deposit + AVD stamp duty HK$2,376,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,003
−HK$9,595/mo
▼ 0.25% · 3.875%
HK$157,762
−HK$4,836/mo
Today · 4.125%
HK$162,598
baseline
▲ 0.50% · 4.625%
HK$172,492
+HK$9,894/mo
Deposit HK$22.37M · loan HK$33.55M · min. income ≈ HK$325,196/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,214
−HK$9,197/mo
▼ 0.25% · 3.875%
HK$174,780
−HK$4,631/mo
Today · 4.125%
HK$179,411
baseline
▲ 0.50% · 4.625%
HK$188,868
+HK$9,457/mo
Deposit HK$22.37M · loan HK$33.55M · min. income ≈ HK$358,822/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,504
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,056
−HK$5,641/mo
Today · 4.125%
HK$189,697
baseline
▲ 0.50% · 4.625%
HK$201,240
+HK$11,543/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$379,394/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,584
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$203,909
−HK$5,403/mo
Today · 4.125%
HK$209,312
baseline
▲ 0.50% · 4.625%
HK$220,346
+HK$11,034/mo
Deposit HK$16.77M · loan HK$39.14M · min. income ≈ HK$418,624/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,505
−HK$14,392/mo
▼ 0.25% · 3.875%
HK$236,644
−HK$7,253/mo
Today · 4.125%
HK$243,897
baseline
▲ 0.50% · 4.625%
HK$258,737
+HK$14,840/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$487,794/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,322
−HK$13,794/mo
▼ 0.25% · 3.875%
HK$262,169
−HK$6,947/mo
Today · 4.125%
HK$269,116
baseline
▲ 0.50% · 4.625%
HK$283,301
+HK$14,185/mo
Deposit HK$5.59M · loan HK$50.32M · min. income ≈ HK$538,232/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,427 · Scale 2, in force from 26 Feb 2026)