LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,505
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$131,471
−HK$4,030/mo
Today · 4.125%
HK$135,501
baseline
▲ 0.50% · 4.625%
HK$143,746
+HK$8,245/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$271,002/mo (50% DSR)
Upfront cash ≈ HK$30.34M (deposit + AVD stamp duty HK$2,376,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,848
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$145,653
−HK$3,859/mo
Today · 4.125%
HK$149,512
baseline
▲ 0.50% · 4.625%
HK$157,393
+HK$7,881/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$299,024/mo (50% DSR)
Upfront cash ≈ HK$30.34M (deposit + AVD stamp duty HK$2,376,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,006
−HK$9,595/mo
▼ 0.25% · 3.875%
HK$157,766
−HK$4,835/mo
Today · 4.125%
HK$162,601
baseline
▲ 0.50% · 4.625%
HK$172,495
+HK$9,894/mo
Deposit HK$22.37M · loan HK$33.55M · min. income ≈ HK$325,202/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,218
−HK$9,196/mo
▼ 0.25% · 3.875%
HK$174,783
−HK$4,631/mo
Today · 4.125%
HK$179,414
baseline
▲ 0.50% · 4.625%
HK$188,872
+HK$9,458/mo
Deposit HK$22.37M · loan HK$33.55M · min. income ≈ HK$358,828/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,507
−HK$11,194/mo
▼ 0.25% · 3.875%
HK$184,060
−HK$5,641/mo
Today · 4.125%
HK$189,701
baseline
▲ 0.50% · 4.625%
HK$201,244
+HK$11,543/mo
Deposit HK$16.78M · loan HK$39.14M · min. income ≈ HK$379,402/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,588
−HK$10,729/mo
▼ 0.25% · 3.875%
HK$203,914
−HK$5,403/mo
Today · 4.125%
HK$209,317
baseline
▲ 0.50% · 4.625%
HK$220,350
+HK$11,033/mo
Deposit HK$16.78M · loan HK$39.14M · min. income ≈ HK$418,634/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,509
−HK$14,393/mo
▼ 0.25% · 3.875%
HK$236,649
−HK$7,253/mo
Today · 4.125%
HK$243,902
baseline
▲ 0.50% · 4.625%
HK$258,743
+HK$14,841/mo
Deposit HK$5.59M · loan HK$50.33M · min. income ≈ HK$487,804/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,327
−HK$13,795/mo
▼ 0.25% · 3.875%
HK$262,175
−HK$6,947/mo
Today · 4.125%
HK$269,122
baseline
▲ 0.50% · 4.625%
HK$283,307
+HK$14,185/mo
Deposit HK$5.59M · loan HK$50.33M · min. income ≈ HK$538,244/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,476 · Scale 2, in force from 26 Feb 2026)