LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,514
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$131,480
−HK$4,030/mo
Today · 4.125%
HK$135,510
baseline
▲ 0.50% · 4.625%
HK$143,756
+HK$8,246/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$271,020/mo (50% DSR)
Upfront cash ≈ HK$30.34M (deposit + AVD stamp duty HK$2,376,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,858
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$145,662
−HK$3,860/mo
Today · 4.125%
HK$149,522
baseline
▲ 0.50% · 4.625%
HK$157,404
+HK$7,882/mo
Deposit HK$27.96M · loan HK$27.96M · min. income ≈ HK$299,044/mo (50% DSR)
Upfront cash ≈ HK$30.34M (deposit + AVD stamp duty HK$2,376,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,017
−HK$9,595/mo
▼ 0.25% · 3.875%
HK$157,776
−HK$4,836/mo
Today · 4.125%
HK$162,612
baseline
▲ 0.50% · 4.625%
HK$172,507
+HK$9,895/mo
Deposit HK$22.37M · loan HK$33.55M · min. income ≈ HK$325,224/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,230
−HK$9,196/mo
▼ 0.25% · 3.875%
HK$174,795
−HK$4,631/mo
Today · 4.125%
HK$179,426
baseline
▲ 0.50% · 4.625%
HK$188,884
+HK$9,458/mo
Deposit HK$22.37M · loan HK$33.55M · min. income ≈ HK$358,852/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$2,376,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,519
−HK$11,195/mo
▼ 0.25% · 3.875%
HK$184,072
−HK$5,642/mo
Today · 4.125%
HK$189,714
baseline
▲ 0.50% · 4.625%
HK$201,258
+HK$11,544/mo
Deposit HK$16.78M · loan HK$39.14M · min. income ≈ HK$379,428/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,601
−HK$10,730/mo
▼ 0.25% · 3.875%
HK$203,927
−HK$5,404/mo
Today · 4.125%
HK$209,331
baseline
▲ 0.50% · 4.625%
HK$220,365
+HK$11,034/mo
Deposit HK$16.78M · loan HK$39.14M · min. income ≈ HK$418,662/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$2,376,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,525
−HK$14,393/mo
▼ 0.25% · 3.875%
HK$236,665
−HK$7,253/mo
Today · 4.125%
HK$243,918
baseline
▲ 0.50% · 4.625%
HK$258,760
+HK$14,842/mo
Deposit HK$5.59M · loan HK$50.33M · min. income ≈ HK$487,836/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,344
−HK$13,796/mo
▼ 0.25% · 3.875%
HK$262,192
−HK$6,948/mo
Today · 4.125%
HK$269,140
baseline
▲ 0.50% · 4.625%
HK$283,326
+HK$14,186/mo
Deposit HK$5.59M · loan HK$50.33M · min. income ≈ HK$538,280/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,376,637 · Scale 2, in force from 26 Feb 2026)