LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,535
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$131,502
−HK$4,031/mo
Today · 4.125%
HK$135,533
baseline
▲ 0.50% · 4.625%
HK$143,780
+HK$8,247/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$271,066/mo (50% DSR)
Upfront cash ≈ HK$30.34M (deposit + AVD stamp duty HK$2,377,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,882
−HK$7,665/mo
▼ 0.25% · 3.875%
HK$145,687
−HK$3,860/mo
Today · 4.125%
HK$149,547
baseline
▲ 0.50% · 4.625%
HK$157,430
+HK$7,883/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$299,094/mo (50% DSR)
Upfront cash ≈ HK$30.34M (deposit + AVD stamp duty HK$2,377,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,042
−HK$9,597/mo
▼ 0.25% · 3.875%
HK$157,803
−HK$4,836/mo
Today · 4.125%
HK$162,639
baseline
▲ 0.50% · 4.625%
HK$172,535
+HK$9,896/mo
Deposit HK$22.37M · loan HK$33.56M · min. income ≈ HK$325,278/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$2,377,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,258
−HK$9,198/mo
▼ 0.25% · 3.875%
HK$174,824
−HK$4,632/mo
Today · 4.125%
HK$179,456
baseline
▲ 0.50% · 4.625%
HK$188,916
+HK$9,460/mo
Deposit HK$22.37M · loan HK$33.56M · min. income ≈ HK$358,912/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$2,377,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,549
−HK$11,197/mo
▼ 0.25% · 3.875%
HK$184,103
−HK$5,643/mo
Today · 4.125%
HK$189,746
baseline
▲ 0.50% · 4.625%
HK$201,291
+HK$11,545/mo
Deposit HK$16.78M · loan HK$39.15M · min. income ≈ HK$379,492/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,634
−HK$10,732/mo
▼ 0.25% · 3.875%
HK$203,961
−HK$5,405/mo
Today · 4.125%
HK$209,366
baseline
▲ 0.50% · 4.625%
HK$220,402
+HK$11,036/mo
Deposit HK$16.78M · loan HK$39.15M · min. income ≈ HK$418,732/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,563
−HK$14,396/mo
▼ 0.25% · 3.875%
HK$236,704
−HK$7,255/mo
Today · 4.125%
HK$243,959
baseline
▲ 0.50% · 4.625%
HK$258,803
+HK$14,844/mo
Deposit HK$5.59M · loan HK$50.34M · min. income ≈ HK$487,918/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,387
−HK$13,798/mo
▼ 0.25% · 3.875%
HK$262,236
−HK$6,949/mo
Today · 4.125%
HK$269,185
baseline
▲ 0.50% · 4.625%
HK$283,374
+HK$14,189/mo
Deposit HK$5.59M · loan HK$50.34M · min. income ≈ HK$538,370/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,032 · Scale 2, in force from 26 Feb 2026)