LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,754
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,151
−HK$403/mo
Today · 4.125%
HK$13,554
baseline
▲ 0.50% · 4.625%
HK$14,379
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,108/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,189
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,569
−HK$386/mo
Today · 4.125%
HK$14,955
baseline
▲ 0.50% · 4.625%
HK$15,744
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,910/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,305
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,781
−HK$484/mo
Today · 4.125%
HK$16,265
baseline
▲ 0.50% · 4.625%
HK$17,254
+HK$989/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,530/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,027
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,483
−HK$463/mo
Today · 4.125%
HK$17,946
baseline
▲ 0.50% · 4.625%
HK$18,892
+HK$946/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,892/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,856
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,411
−HK$564/mo
Today · 4.125%
HK$18,975
baseline
▲ 0.50% · 4.625%
HK$20,130
+HK$1,155/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$37,950/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,864
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,397
−HK$541/mo
Today · 4.125%
HK$20,938
baseline
▲ 0.50% · 4.625%
HK$22,041
+HK$1,103/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,876/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,957
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,671
−HK$726/mo
Today · 4.125%
HK$24,397
baseline
▲ 0.50% · 4.625%
HK$25,881
+HK$1,484/mo
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$48,794/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,540
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,225
−HK$695/mo
Today · 4.125%
HK$26,920
baseline
▲ 0.50% · 4.625%
HK$28,339
+HK$1,419/mo
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$53,840/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,849 · Scale 2, in force from 26 Feb 2026)