LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,551
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$131,518
−HK$4,032/mo
Today · 4.125%
HK$135,550
baseline
▲ 0.50% · 4.625%
HK$143,797
+HK$8,247/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$271,100/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,899
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,705
−HK$3,861/mo
Today · 4.125%
HK$149,566
baseline
▲ 0.50% · 4.625%
HK$157,449
+HK$7,883/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$299,132/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,061
−HK$9,598/mo
▼ 0.25% · 3.875%
HK$157,822
−HK$4,837/mo
Today · 4.125%
HK$162,659
baseline
▲ 0.50% · 4.625%
HK$172,557
+HK$9,898/mo
Deposit HK$22.37M · loan HK$33.56M · min. income ≈ HK$325,318/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$2,377,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,279
−HK$9,200/mo
▼ 0.25% · 3.875%
HK$174,846
−HK$4,633/mo
Today · 4.125%
HK$179,479
baseline
▲ 0.50% · 4.625%
HK$188,939
+HK$9,460/mo
Deposit HK$22.37M · loan HK$33.56M · min. income ≈ HK$358,958/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$2,377,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,571
−HK$11,198/mo
▼ 0.25% · 3.875%
HK$184,126
−HK$5,643/mo
Today · 4.125%
HK$189,769
baseline
▲ 0.50% · 4.625%
HK$201,316
+HK$11,547/mo
Deposit HK$16.78M · loan HK$39.16M · min. income ≈ HK$379,538/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,659
−HK$10,733/mo
▼ 0.25% · 3.875%
HK$203,987
−HK$5,405/mo
Today · 4.125%
HK$209,392
baseline
▲ 0.50% · 4.625%
HK$220,429
+HK$11,037/mo
Deposit HK$16.78M · loan HK$39.16M · min. income ≈ HK$418,784/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,592
−HK$14,397/mo
▼ 0.25% · 3.875%
HK$236,733
−HK$7,256/mo
Today · 4.125%
HK$243,989
baseline
▲ 0.50% · 4.625%
HK$258,835
+HK$14,846/mo
Deposit HK$5.59M · loan HK$50.34M · min. income ≈ HK$487,978/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,418
−HK$13,800/mo
▼ 0.25% · 3.875%
HK$262,269
−HK$6,949/mo
Today · 4.125%
HK$269,218
baseline
▲ 0.50% · 4.625%
HK$283,409
+HK$14,191/mo
Deposit HK$5.59M · loan HK$50.34M · min. income ≈ HK$538,436/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,327 · Scale 2, in force from 26 Feb 2026)