LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,552
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$131,520
−HK$4,031/mo
Today · 4.125%
HK$135,551
baseline
▲ 0.50% · 4.625%
HK$143,799
+HK$8,248/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$271,102/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,900
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,706
−HK$3,861/mo
Today · 4.125%
HK$149,567
baseline
▲ 0.50% · 4.625%
HK$157,451
+HK$7,884/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$299,134/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,062
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$157,824
−HK$4,837/mo
Today · 4.125%
HK$162,661
baseline
▲ 0.50% · 4.625%
HK$172,558
+HK$9,897/mo
Deposit HK$22.38M · loan HK$33.56M · min. income ≈ HK$325,322/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$2,377,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,280
−HK$9,200/mo
▼ 0.25% · 3.875%
HK$174,847
−HK$4,633/mo
Today · 4.125%
HK$179,480
baseline
▲ 0.50% · 4.625%
HK$188,941
+HK$9,461/mo
Deposit HK$22.38M · loan HK$33.56M · min. income ≈ HK$358,960/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$2,377,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,573
−HK$11,198/mo
▼ 0.25% · 3.875%
HK$184,127
−HK$5,644/mo
Today · 4.125%
HK$189,771
baseline
▲ 0.50% · 4.625%
HK$201,318
+HK$11,547/mo
Deposit HK$16.78M · loan HK$39.16M · min. income ≈ HK$379,542/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,660
−HK$10,733/mo
▼ 0.25% · 3.875%
HK$203,988
−HK$5,405/mo
Today · 4.125%
HK$209,393
baseline
▲ 0.50% · 4.625%
HK$220,431
+HK$11,038/mo
Deposit HK$16.78M · loan HK$39.16M · min. income ≈ HK$418,786/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,594
−HK$14,397/mo
▼ 0.25% · 3.875%
HK$236,735
−HK$7,256/mo
Today · 4.125%
HK$243,991
baseline
▲ 0.50% · 4.625%
HK$258,837
+HK$14,846/mo
Deposit HK$5.59M · loan HK$50.34M · min. income ≈ HK$487,982/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,421
−HK$13,799/mo
▼ 0.25% · 3.875%
HK$262,271
−HK$6,949/mo
Today · 4.125%
HK$269,220
baseline
▲ 0.50% · 4.625%
HK$283,411
+HK$14,191/mo
Deposit HK$5.59M · loan HK$50.34M · min. income ≈ HK$538,440/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,347 · Scale 2, in force from 26 Feb 2026)