LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,560
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$131,528
−HK$4,031/mo
Today · 4.125%
HK$135,559
baseline
▲ 0.50% · 4.625%
HK$143,808
+HK$8,249/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$271,118/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,909
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,715
−HK$3,861/mo
Today · 4.125%
HK$149,576
baseline
▲ 0.50% · 4.625%
HK$157,461
+HK$7,885/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$299,152/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,072
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$157,834
−HK$4,837/mo
Today · 4.125%
HK$162,671
baseline
▲ 0.50% · 4.625%
HK$172,569
+HK$9,898/mo
Deposit HK$22.38M · loan HK$33.56M · min. income ≈ HK$325,342/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$2,377,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,291
−HK$9,200/mo
▼ 0.25% · 3.875%
HK$174,858
−HK$4,633/mo
Today · 4.125%
HK$179,491
baseline
▲ 0.50% · 4.625%
HK$188,953
+HK$9,462/mo
Deposit HK$22.38M · loan HK$33.56M · min. income ≈ HK$358,982/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$2,377,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,584
−HK$11,199/mo
▼ 0.25% · 3.875%
HK$184,139
−HK$5,644/mo
Today · 4.125%
HK$189,783
baseline
▲ 0.50% · 4.625%
HK$201,331
+HK$11,548/mo
Deposit HK$16.78M · loan HK$39.16M · min. income ≈ HK$379,566/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,673
−HK$10,734/mo
▼ 0.25% · 3.875%
HK$204,001
−HK$5,406/mo
Today · 4.125%
HK$209,407
baseline
▲ 0.50% · 4.625%
HK$220,445
+HK$11,038/mo
Deposit HK$16.78M · loan HK$39.16M · min. income ≈ HK$418,814/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,608
−HK$14,399/mo
▼ 0.25% · 3.875%
HK$236,750
−HK$7,257/mo
Today · 4.125%
HK$244,007
baseline
▲ 0.50% · 4.625%
HK$258,854
+HK$14,847/mo
Deposit HK$5.59M · loan HK$50.35M · min. income ≈ HK$488,014/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,437
−HK$13,800/mo
▼ 0.25% · 3.875%
HK$262,287
−HK$6,950/mo
Today · 4.125%
HK$269,237
baseline
▲ 0.50% · 4.625%
HK$283,429
+HK$14,192/mo
Deposit HK$5.59M · loan HK$50.35M · min. income ≈ HK$538,474/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,498 · Scale 2, in force from 26 Feb 2026)