LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,757
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,154
−HK$403/mo
Today · 4.125%
HK$13,557
baseline
▲ 0.50% · 4.625%
HK$14,382
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,114/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,192
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,572
−HK$387/mo
Today · 4.125%
HK$14,959
baseline
▲ 0.50% · 4.625%
HK$15,747
+HK$788/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,918/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,308
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,784
−HK$484/mo
Today · 4.125%
HK$16,268
baseline
▲ 0.50% · 4.625%
HK$17,258
+HK$990/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,536/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,030
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,487
−HK$463/mo
Today · 4.125%
HK$17,950
baseline
▲ 0.50% · 4.625%
HK$18,896
+HK$946/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,900/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,860
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,415
−HK$564/mo
Today · 4.125%
HK$18,979
baseline
▲ 0.50% · 4.625%
HK$20,134
+HK$1,155/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$37,958/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,869
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,401
−HK$541/mo
Today · 4.125%
HK$20,942
baseline
▲ 0.50% · 4.625%
HK$22,046
+HK$1,104/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,884/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,962
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,676
−HK$726/mo
Today · 4.125%
HK$24,402
baseline
▲ 0.50% · 4.625%
HK$25,887
+HK$1,485/mo
Deposit HK$559K · loan HK$5.04M · min. income ≈ HK$48,804/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,545
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,230
−HK$695/mo
Today · 4.125%
HK$26,925
baseline
▲ 0.50% · 4.625%
HK$28,345
+HK$1,420/mo
Deposit HK$559K · loan HK$5.04M · min. income ≈ HK$53,850/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,876 · Scale 2, in force from 26 Feb 2026)