LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,570
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$131,538
−HK$4,031/mo
Today · 4.125%
HK$135,569
baseline
▲ 0.50% · 4.625%
HK$143,818
+HK$8,249/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$271,138/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,920
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,726
−HK$3,861/mo
Today · 4.125%
HK$149,587
baseline
▲ 0.50% · 4.625%
HK$157,472
+HK$7,885/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$299,174/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,084
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$157,845
−HK$4,838/mo
Today · 4.125%
HK$162,683
baseline
▲ 0.50% · 4.625%
HK$172,582
+HK$9,899/mo
Deposit HK$22.38M · loan HK$33.57M · min. income ≈ HK$325,366/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$2,377,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,304
−HK$9,201/mo
▼ 0.25% · 3.875%
HK$174,871
−HK$4,634/mo
Today · 4.125%
HK$179,505
baseline
▲ 0.50% · 4.625%
HK$188,967
+HK$9,462/mo
Deposit HK$22.38M · loan HK$33.57M · min. income ≈ HK$359,010/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$2,377,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,598
−HK$11,199/mo
▼ 0.25% · 3.875%
HK$184,153
−HK$5,644/mo
Today · 4.125%
HK$189,797
baseline
▲ 0.50% · 4.625%
HK$201,346
+HK$11,549/mo
Deposit HK$16.78M · loan HK$39.16M · min. income ≈ HK$379,594/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,688
−HK$10,734/mo
▼ 0.25% · 3.875%
HK$204,017
−HK$5,405/mo
Today · 4.125%
HK$209,422
baseline
▲ 0.50% · 4.625%
HK$220,461
+HK$11,039/mo
Deposit HK$16.78M · loan HK$39.16M · min. income ≈ HK$418,844/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,625
−HK$14,400/mo
▼ 0.25% · 3.875%
HK$236,768
−HK$7,257/mo
Today · 4.125%
HK$244,025
baseline
▲ 0.50% · 4.625%
HK$258,873
+HK$14,848/mo
Deposit HK$5.59M · loan HK$50.35M · min. income ≈ HK$488,050/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,456
−HK$13,801/mo
▼ 0.25% · 3.875%
HK$262,307
−HK$6,950/mo
Today · 4.125%
HK$269,257
baseline
▲ 0.50% · 4.625%
HK$283,450
+HK$14,193/mo
Deposit HK$5.59M · loan HK$50.35M · min. income ≈ HK$538,514/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,676 · Scale 2, in force from 26 Feb 2026)