LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,575
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$131,544
−HK$4,032/mo
Today · 4.125%
HK$135,576
baseline
▲ 0.50% · 4.625%
HK$143,825
+HK$8,249/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$271,152/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,926
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$145,733
−HK$3,861/mo
Today · 4.125%
HK$149,594
baseline
▲ 0.50% · 4.625%
HK$157,480
+HK$7,886/mo
Deposit HK$27.97M · loan HK$27.97M · min. income ≈ HK$299,188/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,091
−HK$9,600/mo
▼ 0.25% · 3.875%
HK$157,853
−HK$4,838/mo
Today · 4.125%
HK$162,691
baseline
▲ 0.50% · 4.625%
HK$172,590
+HK$9,899/mo
Deposit HK$22.38M · loan HK$33.57M · min. income ≈ HK$325,382/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$2,377,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,312
−HK$9,201/mo
▼ 0.25% · 3.875%
HK$174,879
−HK$4,634/mo
Today · 4.125%
HK$179,513
baseline
▲ 0.50% · 4.625%
HK$188,975
+HK$9,462/mo
Deposit HK$22.38M · loan HK$33.57M · min. income ≈ HK$359,026/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$2,377,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,606
−HK$11,200/mo
▼ 0.25% · 3.875%
HK$184,161
−HK$5,645/mo
Today · 4.125%
HK$189,806
baseline
▲ 0.50% · 4.625%
HK$201,355
+HK$11,549/mo
Deposit HK$16.78M · loan HK$39.16M · min. income ≈ HK$379,612/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,697
−HK$10,735/mo
▼ 0.25% · 3.875%
HK$204,026
−HK$5,406/mo
Today · 4.125%
HK$209,432
baseline
▲ 0.50% · 4.625%
HK$220,471
+HK$11,039/mo
Deposit HK$16.78M · loan HK$39.16M · min. income ≈ HK$418,864/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,636
−HK$14,400/mo
▼ 0.25% · 3.875%
HK$236,779
−HK$7,257/mo
Today · 4.125%
HK$244,036
baseline
▲ 0.50% · 4.625%
HK$258,885
+HK$14,849/mo
Deposit HK$5.59M · loan HK$50.35M · min. income ≈ HK$488,072/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,468
−HK$13,802/mo
▼ 0.25% · 3.875%
HK$262,319
−HK$6,951/mo
Today · 4.125%
HK$269,270
baseline
▲ 0.50% · 4.625%
HK$283,463
+HK$14,193/mo
Deposit HK$5.59M · loan HK$50.35M · min. income ≈ HK$538,540/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,784 · Scale 2, in force from 26 Feb 2026)