LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,584
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$131,553
−HK$4,032/mo
Today · 4.125%
HK$135,585
baseline
▲ 0.50% · 4.625%
HK$143,835
+HK$8,250/mo
Deposit HK$27.98M · loan HK$27.98M · min. income ≈ HK$271,170/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,936
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$145,743
−HK$3,862/mo
Today · 4.125%
HK$149,605
baseline
▲ 0.50% · 4.625%
HK$157,490
+HK$7,885/mo
Deposit HK$27.98M · loan HK$27.98M · min. income ≈ HK$299,210/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,377,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,101
−HK$9,601/mo
▼ 0.25% · 3.875%
HK$157,863
−HK$4,839/mo
Today · 4.125%
HK$162,702
baseline
▲ 0.50% · 4.625%
HK$172,602
+HK$9,900/mo
Deposit HK$22.38M · loan HK$33.57M · min. income ≈ HK$325,404/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$2,377,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,323
−HK$9,202/mo
▼ 0.25% · 3.875%
HK$174,891
−HK$4,634/mo
Today · 4.125%
HK$179,525
baseline
▲ 0.50% · 4.625%
HK$188,988
+HK$9,463/mo
Deposit HK$22.38M · loan HK$33.57M · min. income ≈ HK$359,050/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$2,377,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,618
−HK$11,201/mo
▼ 0.25% · 3.875%
HK$184,174
−HK$5,645/mo
Today · 4.125%
HK$189,819
baseline
▲ 0.50% · 4.625%
HK$201,369
+HK$11,550/mo
Deposit HK$16.79M · loan HK$39.17M · min. income ≈ HK$379,638/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,711
−HK$10,735/mo
▼ 0.25% · 3.875%
HK$204,040
−HK$5,406/mo
Today · 4.125%
HK$209,446
baseline
▲ 0.50% · 4.625%
HK$220,487
+HK$11,041/mo
Deposit HK$16.79M · loan HK$39.17M · min. income ≈ HK$418,892/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,377,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,652
−HK$14,401/mo
▼ 0.25% · 3.875%
HK$236,795
−HK$7,258/mo
Today · 4.125%
HK$244,053
baseline
▲ 0.50% · 4.625%
HK$258,903
+HK$14,850/mo
Deposit HK$5.60M · loan HK$50.36M · min. income ≈ HK$488,106/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,485
−HK$13,803/mo
▼ 0.25% · 3.875%
HK$262,337
−HK$6,951/mo
Today · 4.125%
HK$269,288
baseline
▲ 0.50% · 4.625%
HK$283,483
+HK$14,195/mo
Deposit HK$5.60M · loan HK$50.36M · min. income ≈ HK$538,576/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$2,377,947 · Scale 2, in force from 26 Feb 2026)