LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,759
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,156
−HK$403/mo
Today · 4.125%
HK$13,559
baseline
▲ 0.50% · 4.625%
HK$14,384
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,118/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,194
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,575
−HK$386/mo
Today · 4.125%
HK$14,961
baseline
▲ 0.50% · 4.625%
HK$15,750
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,922/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,311
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,787
−HK$484/mo
Today · 4.125%
HK$16,271
baseline
▲ 0.50% · 4.625%
HK$17,261
+HK$990/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,542/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,033
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,490
−HK$464/mo
Today · 4.125%
HK$17,954
baseline
▲ 0.50% · 4.625%
HK$18,900
+HK$946/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,908/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,863
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,419
−HK$564/mo
Today · 4.125%
HK$18,983
baseline
▲ 0.50% · 4.625%
HK$20,138
+HK$1,155/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$37,966/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,872
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,405
−HK$541/mo
Today · 4.125%
HK$20,946
baseline
▲ 0.50% · 4.625%
HK$22,050
+HK$1,104/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,892/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,967
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,681
−HK$726/mo
Today · 4.125%
HK$24,407
baseline
▲ 0.50% · 4.625%
HK$25,892
+HK$1,485/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,814/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,550
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,235
−HK$695/mo
Today · 4.125%
HK$26,930
baseline
▲ 0.50% · 4.625%
HK$28,350
+HK$1,420/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,860/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,899 · Scale 2, in force from 26 Feb 2026)