LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,761
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,158
−HK$403/mo
Today · 4.125%
HK$13,561
baseline
▲ 0.50% · 4.625%
HK$14,386
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,122/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,196
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,577
−HK$386/mo
Today · 4.125%
HK$14,963
baseline
▲ 0.50% · 4.625%
HK$15,752
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,926/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,313
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,790
−HK$483/mo
Today · 4.125%
HK$16,273
baseline
▲ 0.50% · 4.625%
HK$17,264
+HK$991/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,546/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,036
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,493
−HK$463/mo
Today · 4.125%
HK$17,956
baseline
▲ 0.50% · 4.625%
HK$18,903
+HK$947/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,912/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,865
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,421
−HK$565/mo
Today · 4.125%
HK$18,986
baseline
▲ 0.50% · 4.625%
HK$20,141
+HK$1,155/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$37,972/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,875
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,408
−HK$541/mo
Today · 4.125%
HK$20,949
baseline
▲ 0.50% · 4.625%
HK$22,053
+HK$1,104/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,898/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,970
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,684
−HK$726/mo
Today · 4.125%
HK$24,410
baseline
▲ 0.50% · 4.625%
HK$25,896
+HK$1,486/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,820/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,554
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,239
−HK$695/mo
Today · 4.125%
HK$26,934
baseline
▲ 0.50% · 4.625%
HK$28,354
+HK$1,420/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,868/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,917 · Scale 2, in force from 26 Feb 2026)