LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,762
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,159
−HK$403/mo
Today · 4.125%
HK$13,562
baseline
▲ 0.50% · 4.625%
HK$14,387
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,124/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,197
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,578
−HK$386/mo
Today · 4.125%
HK$14,964
baseline
▲ 0.50% · 4.625%
HK$15,753
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,928/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,314
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,790
−HK$484/mo
Today · 4.125%
HK$16,274
baseline
▲ 0.50% · 4.625%
HK$17,265
+HK$991/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,548/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,037
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,494
−HK$463/mo
Today · 4.125%
HK$17,957
baseline
▲ 0.50% · 4.625%
HK$18,904
+HK$947/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,914/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,866
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,422
−HK$565/mo
Today · 4.125%
HK$18,987
baseline
▲ 0.50% · 4.625%
HK$20,142
+HK$1,155/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$37,974/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,876
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,409
−HK$541/mo
Today · 4.125%
HK$20,950
baseline
▲ 0.50% · 4.625%
HK$22,054
+HK$1,104/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,900/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,971
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,686
−HK$726/mo
Today · 4.125%
HK$24,412
baseline
▲ 0.50% · 4.625%
HK$25,897
+HK$1,485/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,824/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,555
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,241
−HK$695/mo
Today · 4.125%
HK$26,936
baseline
▲ 0.50% · 4.625%
HK$28,356
+HK$1,420/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,872/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,925 · Scale 2, in force from 26 Feb 2026)